im in the same boat kind of. 23 inq total on all reports.
dont worry about the ck score.
honestly ive gone to 712 on here both reports when my ck score was like 630's its now at 654 when my auto loan reported it didnt even move score.
its basic stuff. charge pif (if you have the means too.) and dont make late payments dont let it go to collection and we would be golden. since your aaoa is higher that also helps you out.
and reporting id expect a 5 point drop for the first couple months. not sure how a mortgage works though. im assuming a little more since its such a purchase and kills alot of dti's
Starting Score: 632 (TU) 02/2011
Razeus wrote:
migliogiorni wrote:been 4 statements for me, still nothing.
Wow. Ok, after the 3rd statement, I'll be calling them to see what's up if it's not reporting by then. My 2nd statement cuts in 2 weeks so hopefully by the end of the month I'll get the report in (the sooner my credit score takes a hit, the sooner it rises back up).
+1
it's like you know you're going to take the hit on the credit score so let's get it done and over with already!!
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