Discover Card was checking one of its customer's ChexSystems reports

[MojaveMoon]

When you try to open a checking account or savings account, sometimes that bank will check what's on kept on file about you over at a company called ChexSystems.

Today someone posted that when he ordered a copy of his ChexSystems report he discovered that Discover Card (with whom he has a credit card) had been peeking at his ChexSystems file

http://i21.photobucket.com/albums/b295/optomos/CHEX.jpg

Message Edited by MojaveMoon on 05-10-2009 07:36 PM

[Anonymous]

Odds are they defaulted on the Discover Card and Discover wants to find out where they bank so they can garnish.

[Anonymous]

I looked at the ChexSystem Report he posted on PhotoBucket and it appears that it is more likely than not that Discover pulled his ChexSystems report for the purposes of offering one of their banking deposit accounts since Discover is attempting to find prescreened people such as Discover cardmembers to target their deposit account to. I would not be concerned since the Chexsystem inquiry appears in the pre-screened non-consumer section of the report.

[Anonymous]

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@Anonymous wrote:
Odds are they defaulted on the Discover Card and Discover wants to find out where they bank so they can garnish.

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I read the circusmstances, and this was definitely not the case here. It's an account in good standing. JeremyATL's explanation sounds like a likely explanation.