Discover Card..what are the differences?

codimom · ‎09-08-2010

I was recentlyh approved for a discover more card. After reading through some of the newer threads here, it made me wonder what are the different levels of a Discover card? I know with Chase its like Slate>Freedom>Sapphire>Sapphire Preferred... Can someone shed some light for me?

Back in the garden!
App free since 23Oct2012

CS800 · ‎04-07-2008

Not sure of the rank but from what I have read, I would Rank the Discover IT the best card in the Discover lineup.

Cadillac-XTS · ‎08-20-2012

Congrats on your approval

HiHiHiHiHiHi · ‎07-21-2012

I don't think the Discover cards have levels. The different cards just have different types of rewards and features.

Discover More(Cashback) - 5% Cash Back in rotating categories, 1% Cash Back after you spend $3000 in one year, 0.25% under $3000 in spending

Discover More Student (Cashback)- Like the regular More except more lenient on approvals, designed for students, higher APR

Discover IT (Cashback)- Like the Discover More plus newer design, no late fee on first late payment, no overlimit fee, and they won't increase your APR if you pay late.

Discover Open Road(Cashback) - 5% Cashback on the first $250 spent on Gas and Dining each billing period.

Discover Open Road Student (Cashback)- Like the regular Open Road except more lenient on approvals, designed for student, higher APR

Discover Motiva (Cashback)- Earn 5% of your interest payments back every statement you make an on-time payment.

Discover Miles(Miles) - Double Miles on first $3000 on travel and resturants per year, 1 point per dollar on all other purchases. Introductory miles of 1,000 miles each month you make a purchase in the first 12 months (12,000 total miles).

Discover Escape (Miles) - Travel card with annual fee of $60. Unlimited double miles on every purchase. Introductory miles of 1,000 miles each month you make a purchase in the first 25 months (25,000 total miles).