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New Member
fastfire667
Posts: 10
Registered: ‎06-22-2012
0

Re: Discover Card

I applied for this card with 7 months of credit history and was denied. I recently applied again with 10 months of history and was approved. My utilization was at 18% on my 1K limit credit union student visa. I was also approved for a Citi Forward with a much higher limit at the same time, so I would look into that as well. Discover customer service has been amazing so far!

Contributor
supersam101
Posts: 94
Registered: ‎06-16-2012
0

Re: Discover Card

Alright I guess I will apply next month. The only hard inquiry's on my credit report is sprint and chase. Fastfire was it a instant approval or what
Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Contributor
supersam101
Posts: 94
Registered: ‎06-16-2012
0

Re: Discover Card

I did some research and it looks like you have to be enrolled in a university to get the discover more student. Right now I am currently in community college. My fako are eqifax 718 , experian 737 and transunion 734. What are my odds of getting a discover more card with my income and 8 months credit history.
Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Regular Contributor
Eschaton
Posts: 106
Registered: ‎02-08-2012
0

Re: Discover Card


cmthomas06 wrote:

on a side note, my friend just applied for the Cap1 student rewards card and got approved for a 1k limit. He had HORRIBLE credit history an income slightly higher than yours. Might be worth checking out - heres the link:  

 

http://www.capitalone.com/creditcards/journey-student-rewards-credit-card/a/?linkid=WWW_1010_CARD_TG...


That's the card I started with as well and it's treated me great. The only thing I don't like about it, is that they did 3 hard pulls, but it's a price worth paying for getting your credit started, I had no credit and I was so glad I started with an unsecured card. But I would look at your other options and feedback from the community from other issuers, I had no knowledge when I applied. 

Capital One Journey (12/2010) | Chase Freedom (03/2012) | American Express Zync (03/2012)

Gardening since 03/2012
Experian score: 752 (6/2014)
Established Member
airdefender14
Posts: 37
Registered: ‎06-20-2012
0

Re: Discover Card


JollehRoger wrote:

I applied for my Discover More for Students card when I had about 8 months of total credit history and I had two cards at the time. I received a message after applying telling me to call the 1800 number. They asked me a few security questions and then approved me for a 3k CL.

 

Obviously this is not a guarantee but if you really want the card it's possible to get it with little credit history.


Same thing happened to me. Except it was a Discover More.

Capital One Platinum / Chase Slate turned Freedom / Chase Freedom / Chase Military Star / AAFES Military Star / Discover More

(6-23-12) SW EQ FICO: 677
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Senior Contributor
jsucool76
Posts: 3,571
Registered: ‎12-11-2011
0

Re: Discover Card


supersam101 wrote:
I did some research and it looks like you have to be enrolled in a university to get the discover more student. Right now I am currently in community college. My fako are eqifax 718 , experian 737 and transunion 734. What are my odds of getting a discover more card with my income and 8 months credit history.

Open up the application online (you don't need to fill it out now) but look at the "Select your school" option and see if your school shows up. If not, when you want to apply just call up and apply over the phone and tell them your school wasn't on the list. I'm sure they don't require a university over a community college. I did see some community colleges on the list when I just looked. 

Regular Contributor
altayar
Posts: 248
Registered: ‎08-19-2010
0

Re: Discover Card

My experience with Discover hasn't been that good. I got denied four times with them that I actually decided to stop apping with them. AMEX approved me for two cards and they're known for how difficult it is to get a card with them. I tried to recon with Discover but I had some lates on my TransUnion report that they couldn't overlook.

Contributor
supersam101
Posts: 94
Registered: ‎06-16-2012
0

Re: Discover Card

:catsurprised:Thank you guys for help. I applied for the student discover more and i was instantly approved for $1,500 boy.:catsurprised:

Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Discover Card

Congrats! Discover is a great card! Welcome to the discover family!

Starting Score: 08/29/2011 TU 671 EQ 674
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