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Discover Card

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ShiningDown
Frequent Contributor

Re: Discover Card

I know!  My installment loan is a joint account with DH. + 7,000 credit card debt.

 

 

 

Message 31 of 49
Anonymous
Not applicable

Re: Discover Card

I just got the email that my card is on its way!!!! Yippee!!!

Message 32 of 49
gettnthere
Established Contributor

Re: Discover Card

Smiley Wink


@Anonymous wrote:

I just got the email that my card is on its way!!!! Yippee!!!



Congrats again! I remember a member, Razeous, I think it was, had like a 660ish EQ fico and discover gave him a starting CL of like $12,500 or something like that so it def sounds like Discover lol I wish a lender would do that for me!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 33 of 49
EandK23
Regular Contributor

Re: Discover Card

Congrats!!  My CL is $13K with Discover which was recently approved... 

Message 34 of 49
linux007969
Established Contributor

Re: Discover Card

I apped for a Discover earlier today and got approved for $1,000 i had to call and make sure too cuz i was so shocked i was approved with less than a year of established history! They saw something they liked and they gave me a limit double my Capital One Card so i'm extremely happy right now!!! Smiley LOL


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 35 of 49
Alexander251
New Contributor

Re: Discover Card

Wait.  I have a 745 credit score and was declined.  How is this possible?  

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Message 36 of 49
Alexander251
New Contributor

Re: Discover Card

Im shocked!!! 

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Message 37 of 49
HiLine
Blogger

Re: Discover Card


@Alexander251 wrote:

Wait.  I have a 745 credit score and was declined.  How is this possible?  


What does the rest of your credit profile look like?

 

Message 38 of 49
Alexander251
New Contributor

Re: Discover Card

Very Clean. 

12 open accounts in excellent standing! . 10 CC's and two cars

 

Old

2x paid off 6 year old verizon lates!  

1x 30 day late car payment from 6 years ago 

1x  6-year old citibank settled cc 

 

rest is all good. Never late.  Total 27 accounts and a 10 year history.  

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Message 39 of 49
RonDawg
Contributor

Re: Discover Card


@Anonymous wrote:

I was just applied for a discover card, and when I go to check the status it says I'm approved for a credit line of $11,300. Is that normal to be approved for a credit line that high?


Yeah perhaps it was a typo and they really did mean $1,300 but added the extra 1 by accident making it 10k higher.  Can you say Bank Error in your favor lol

 

At anyrate congrats!

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Message 40 of 49
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