Credit Cards

[ShiningDown]

I know!  My installment loan is a joint account with DH. + 7,000 credit card debt.

[soleilbabe]

I just got the email that my card is on its way!!!! Yippee!!!

[gettnthere]

---

soleilbabe wrote:

I just got the email that my card is on its way!!!! Yippee!!!

---

Congrats again! I remember a member, Razeous, I think it was, had like a 660ish EQ fico and discover gave him a starting CL of like $12,500 or something like that so it def sounds like Discover lol I wish a lender would do that for me!

[EandK23]

Congrats!!  My CL is $13K with Discover which was recently approved... 

[linux007969]

I apped for a Discover earlier today and got approved for $1,000 i had to call and make sure too cuz i was so shocked i was approved with less than a year of established history! They saw something they liked and they gave me a limit double my Capital One Card so i'm extremely happy right now!!!

[Alexander251]

Wait.  I have a 745 credit score and was declined.  How is this possible?  

[Alexander251]

Im shocked!!! 

[HiLine]

---

Alexander251 wrote:

Wait.  I have a 745 credit score and was declined.  How is this possible?  

---

What does the rest of your credit profile look like?

[Alexander251]

Very Clean. 

12 open accounts in excellent standing! . 10 CC's and two cars

Old

2x paid off 6 year old verizon lates!  

1x 30 day late car payment from 6 years ago 

1x  6-year old citibank settled cc 

rest is all good. Never late.  Total 27 accounts and a 10 year history.  

[RonDawg]

---

soleilbabe wrote:

I was just applied for a discover card, and when I go to check the status it says I'm approved for a credit line of $11,300. Is that normal to be approved for a credit line that high?

---

Yeah perhaps it was a typo and they really did mean $1,300 but added the extra 1 by accident making it 10k higher.  Can you say Bank Error in your favor lol

At anyrate congrats!