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I know! My installment loan is a joint account with DH. + 7,000 credit card debt.
I just got the email that my card is on its way!!!! Yippee!!!
@Anonymous wrote:I just got the email that my card is on its way!!!! Yippee!!!
Congrats again! I remember a member, Razeous, I think it was, had like a 660ish EQ fico and discover gave him a starting CL of like $12,500 or something like that so it def sounds like Discover lol I wish a lender would do that for me!
Congrats!! My CL is $13K with Discover which was recently approved...
I apped for a Discover earlier today and got approved for $1,000 i had to call and make sure too cuz i was so shocked i was approved with less than a year of established history! They saw something they liked and they gave me a limit double my Capital One Card so i'm extremely happy right now!!!
Wait. I have a 745 credit score and was declined. How is this possible?
Im shocked!!!
@Alexander251 wrote:Wait. I have a 745 credit score and was declined. How is this possible?
What does the rest of your credit profile look like?
Very Clean.
12 open accounts in excellent standing! . 10 CC's and two cars
Old
2x paid off 6 year old verizon lates!
1x 30 day late car payment from 6 years ago
1x 6-year old citibank settled cc
rest is all good. Never late. Total 27 accounts and a 10 year history.
@Anonymous wrote:I was just applied for a discover card, and when I go to check the status it says I'm approved for a credit line of $11,300. Is that normal to be approved for a credit line that high?
Yeah perhaps it was a typo and they really did mean $1,300 but added the extra 1 by accident making it 10k higher. Can you say Bank Error in your favor lol
At anyrate congrats!