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Frequent Contributor
ShiningDown
Posts: 333
Registered: ‎08-12-2011
0

Re: Discover Card

I know!  My installment loan is a joint account with DH. + 7,000 credit card debt.

 

 

 

Valued Member
soleilbabe
Posts: 49
Registered: ‎11-02-2012
0

Re: Discover Card

I just got the email that my card is on its way!!!! Yippee!!!

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Discover Card

:smileywink:


soleilbabe wrote:

I just got the email that my card is on its way!!!! Yippee!!!



Congrats again! I remember a member, Razeous, I think it was, had like a 660ish EQ fico and discover gave him a starting CL of like $12,500 or something like that so it def sounds like Discover lol I wish a lender would do that for me!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012
0

Re: Discover Card

Congrats!!  My CL is $13K with Discover which was recently approved... 

Established Contributor
linux007969
Posts: 640
Registered: ‎04-20-2012
0

Re: Discover Card

I apped for a Discover earlier today and got approved for $1,000 i had to call and make sure too cuz i was so shocked i was approved with less than a year of established history! They saw something they liked and they gave me a limit double my Capital One Card so i'm extremely happy right now!!! :smileylol:

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8.5K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K |
New Contributor
Alexander251
Posts: 52
Registered: ‎07-01-2012
0

Re: Discover Card

Wait.  I have a 745 credit score and was declined.  How is this possible?  

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

New Contributor
Alexander251
Posts: 52
Registered: ‎07-01-2012
0

Re: Discover Card

Im shocked!!! 

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Blogger
HiLine
Posts: 3,162
Registered: ‎10-19-2012
0

Re: Discover Card


Alexander251 wrote:

Wait.  I have a 745 credit score and was declined.  How is this possible?  


What does the rest of your credit profile look like?

 

New Contributor
Alexander251
Posts: 52
Registered: ‎07-01-2012
0

Re: Discover Card

Very Clean. 

12 open accounts in excellent standing! . 10 CC's and two cars

 

Old

2x paid off 6 year old verizon lates!  

1x 30 day late car payment from 6 years ago 

1x  6-year old citibank settled cc 

 

rest is all good. Never late.  Total 27 accounts and a 10 year history.  

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012
0

Re: Discover Card


soleilbabe wrote:

I was just applied for a discover card, and when I go to check the status it says I'm approved for a credit line of $11,300. Is that normal to be approved for a credit line that high?


Yeah perhaps it was a typo and they really did mean $1,300 but added the extra 1 by accident making it 10k higher.  Can you say Bank Error in your favor lol

 

At anyrate congrats!

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903

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