11-02-2012 08:13 PM
I had a 712 a year ago and was approved for 3,500. I thought that was HUGE for me! They're so far slow with the increases. They've given me 1 with a SP and a letter sent to me going up $200. I would really enjoy finding out how they decide because my girlfriend just got approved for her Discover More from her pre-approved offer a month ago, her score was 717 and only a 2,500 CL. I find that alone interesting.
11-02-2012 08:21 PM
Yeah it's definitely interesting. I applied after being invited to apply after pre-approval. I'll report back when I get the actual card as to if that credit limit sticks.
11-02-2012 09:10 PM
I just called Discover to confirm the CL and I do in fact have a CL of $11,300. This is unreal to me!
I was just applied for a discover card, and when I go to check the status it says I'm approved for a credit line of $11,300. Is that normal to be approved for a credit line that high?
11-02-2012 11:13 PM
11-03-2012 12:02 AM
For my case, I'm at 680 score and was approved for $1000.
Just added my wife in as "joint" instead of AU. She's in 720's club, so maybe she can help make auto CLI happen before the 6th month mark.
11-03-2012 01:21 AM
My FICO score at the time was 716 when approved for Discover at $1.5k...
11-03-2012 03:47 AM
At the start of my recent app/credit spree, I only had 2 CC's, Cap 1's, with CLs of $800 $ $520, respectively. I app'd for Discover and a bunch of other credit on 1 single day, and Discover gave me a starting CL of $7,500. Score at the time was only 716 TU. I app'd online and remember a question about income, and I make a decent income and owed no debts at the time of apping, not even $1. So my suspicion is that Discover decides limits with income and current debt playing a larger role than I expected.
11-03-2012 05:48 AM