Credit Cards

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Frequent Contributor
ShiningDown
Posts: 303
Registered: ‎08-12-2011

Re: Discover Card

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‎11-03-2012 04:59 PM

I know!  My installment loan is a joint account with DH. + 7,000 credit card debt.

 

 

 



Walmart 672/June
credit sesame 725, June 2013
Quizzle 680 Sept/ /2012 696/March
CK transrisk 667/ June (Vantage 733/June)
Credit.com 695 / May (fico estimate 720)
Message 31 of 49 (848 Views)
 
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Valued Member
soleilbabe
Posts: 49
Registered: ‎11-02-2012

Re: Discover Card

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‎11-04-2012 05:08 AM

I just got the email that my card is on its way!!!! Yippee!!!

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

Message 32 of 49 (792 Views)
 
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Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Discover Card

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‎11-04-2012 07:55 AM

:smileywink:

soleilbabe wrote:

I just got the email that my card is on its way!!!! Yippee!!!


Congrats again! I remember a member, Razeous, I think it was, had like a 660ish EQ fico and discover gave him a starting CL of like $12,500 or something like that so it def sounds like Discover lol I wish a lender would do that for me!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Message 33 of 49 (749 Views)
 
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Contributor
EandK23
Posts: 171
Registered: ‎09-12-2012

Re: Discover Card

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‎11-04-2012 10:45 AM

Congrats!!  My CL is $13K with Discover which was recently approved... 


Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

Message 34 of 49 (727 Views)
 
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Frequent Contributor
linux007969
Posts: 357
Registered: ‎04-20-2012

Re: Discover Card

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‎11-04-2012 09:37 PM

I apped for a Discover earlier today and got approved for $1,000 i had to call and make sure too cuz i was so shocked i was approved with less than a year of established history! They saw something they liked and they gave me a limit double my Capital One Card so i'm extremely happy right now!!! :smileylol:

TU Score as of 6/4/13 - 681 | EQ Score as of 6/4/13 - 659
TU Score as of 12/6/12 - 732 | EQ Score as of 12/6/12 - 678
Ex Score as 0f 7/6/12 - 682 | (As of 3/9/13) - In Garden till April 2015. (Please help me stay on track)!!! :smileyhappy:
Capital One No Hassle Rewards $1K | Amazon $1.8K | Walmart $3K | Paypal SC w/Debit card $1.5K | BOA 123 Cash Rewards $700 | BOA BBR $1.5K | Discover IT $3K | AMEX Green Charge (NPSL)
Message 35 of 49 (672 Views)
 
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New Contributor
Alexander251
Posts: 52
Registered: ‎07-01-2012

Re: Discover Card

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‎11-28-2012 08:16 PM

Wait.  I have a 745 credit score and was declined.  How is this possible?  

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Message 36 of 49 (552 Views)
 
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New Contributor
Alexander251
Posts: 52
Registered: ‎07-01-2012

Re: Discover Card

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‎11-28-2012 08:17 PM

Im shocked!!! 

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Message 37 of 49 (550 Views)
 
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Blogger
HiLine
Posts: 2,056
Registered: ‎10-19-2012

Re: Discover Card

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‎11-28-2012 08:18 PM

Alexander251 wrote:

Wait.  I have a 745 credit score and was declined.  How is this possible?  

What does the rest of your credit profile look like?

 

---> HiLine's personal finance blog - Follow my journey!  :smileylol:

Message 38 of 49 (548 Views)
 
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New Contributor
Alexander251
Posts: 52
Registered: ‎07-01-2012

Re: Discover Card

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‎11-28-2012 08:30 PM

Very Clean. 

12 open accounts in excellent standing! . 10 CC's and two cars

 

Old

2x paid off 6 year old verizon lates!  

1x 30 day late car payment from 6 years ago 

1x  6-year old citibank settled cc 

 

rest is all good. Never late.  Total 27 accounts and a 10 year history.  

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Message 39 of 49 (536 Views)
 
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Contributor
RonDawg
Posts: 316
Registered: ‎10-19-2012

Re: Discover Card

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‎11-28-2012 08:33 PM

soleilbabe wrote:

I was just applied for a discover card, and when I go to check the status it says I'm approved for a credit line of $11,300. Is that normal to be approved for a credit line that high?

Yeah perhaps it was a typo and they really did mean $1,300 but added the extra 1 by accident making it 10k higher.  Can you say Bank Error in your favor lol

 

At anyrate congrats!

-Ouch Fell out of the Garden-
AMEX Platinum, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
TU FICO Score = 795, EQ FICO Score = 763, EX FICO Score = 775,
CreditKarma score = 785, CreditSesame score = 770, Vantage = 871
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