09-12-2009 10:01 PM
If you are wanting another CC, my suggestion would be to try a CU. IMHO, your credit scores are not just high enough for a Discover card direct from DFS. They are a very conservitive lender.
That said, anything is possible.
09-12-2009 10:08 PM
You are welcome.
I hope other members will chime in with their opinions.
Maybe if you provide more credit profile info other members can guide you in terms of CCs to apply for which suits your situation.
09-12-2009 10:43 PM
09-12-2009 11:09 PM
Well Thrasher 865 I will keep cleaning up my credit. Well Orchard said yes for a cc just have to pay the 49 dollars
09-13-2009 09:04 AM
They harded EX for my app in FL last year. They soft TU for AR occasionally.
Your scores are low OP. Why? You also were not diverted to HSBC Discover - you may have been denied both. I would call 1-800-DISCOVER and ask about your app status. I won't hurt anything.
09-13-2009 09:36 AM - edited 09-13-2009 09:47 AM
Ok I left out that part. Let me start over I applied for a Discover Card and they did divert me over to HSBC Discover and said they would need further review. Some TL on TU were paid off and removed I need to buy that score again.
my scores are low because I just went thru a divorce and trying to recover from that. I also have collection accts that should not be on my credit report sold and bought several times and a couple of them should not even be reporting. I never purchased any books from this book co, but they are reporting it on my credit report. And it is not the original creditor
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