11-27-2010 06:51 PM
In my experience, Discover does automatic increases every six months. I use the card regularly and pay the balance in full every montth.
I have had the card for more than 2 years and never got a CLI. I use the card regularly, but only for the 5% categories. Perhaps, they don't like that .
For what it's worth, they pulled EX in my case.
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