Discover Cash Over Purchase Benefit!!

[baller4life]

Can only use the feature at the stores on the list.

[Imperfectfuture]

Bummer, only store frequented is Safeway. Use Amex there. Tis okay (only take 10 to 15 out a month, maybe when pick up some booze ).

[JSS3]

If you get a screen asking do you want cashback when making a purchase...that store qualifies.

[I-think-I-can]

Thank you Baller for posting the list!! You are the best!

I definitely think it's a cool benefit...going to give it a try sometime soon just because, lol!  Discover is quickly becoming my favorite.  Now if they would just lower my APR!

[longtimelurker]

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@I-think-I-can wrote:

Thank you Baller for posting the list!! You are the best!

I definitely think it's a cool benefit...going to give it a try sometime soon just because, lol!  Discover is quickly becoming my favorite.  Now if they would just lower my APR!

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A little too much Discover Kool-aid I think (well, I'm biased because they wouldn't give me the IT!)   It's certainly convenient in that you don't need to go to an ATM, but hardly amazing  since there are no additional rewards on the cash back.

[Anonymous]

Those are called cash advances if im not mistaken lol.. and those are killers  with any CC compnay

[Bman70]

It said no cash advance fees or fees at all.

[jamesdwi]

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@longtimelurker wrote:

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@I-think-I-can wrote:

Thank you Baller for posting the list!! You are the best!

I definitely think it's a cool benefit...going to give it a try sometime soon just because, lol!  Discover is quickly becoming my favorite.  Now if they would just lower my APR!

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A little too much Discover Kool-aid I think (well, I'm biased because they wouldn't give me the IT!)   It's certainly convenient in that you don't need to go to an ATM, but hardly amazing  since there are no additional rewards on the cash back.

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no ATM fee, 25 days before interest takes effect,  money saved in gas not rushing to a bank or heading for an ATM, Walmart/Sams club cards have the same feature in their respective stores.... Stress reduced.

[Strogen]

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@Anonymous wrote:

Those are called cash advances if im not mistaken lol.. and those are killers  with any CC compnay

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Did yah not read the thread? 

[Anonymous]

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@kdm31091 wrote:

To me, still not something you should use outside of emergency purposes as it is subject to an APR, but it's a convenient feature. Wouldn't get into a habit of using it (unless you're going to pay it off and avoid the APR, of course).

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I guess, but it's not really any different than using a credit card in general. The cash over is subject to the same terms as the purchase (minus cashback).