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Discover/Chase 5% CashBack July-Sept

Regular Contributor

Discover/Chase 5% CashBack July-Sept

Errrrrrr! Discover and Chase are both doing 5% CB on Gas Stations July-Sept.

 

Nice when Chase and Discover are rotated so we can take advantage of the Gas back to back. Smiley Tongue 

 

Wishful thinking.

 

Which will you guys be using?

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.
Message 1 of 31
30 REPLIES
Super Contributor

Re: Discover/Chase 5% CashBack July-Sept

Chase, for the UR transferability.

Message 2 of 31
Moderator Emerita

Re: Discover/Chase 5% CashBack July-Sept

Chase....ESP if I don't get any auto CLI luv from Discover this month. Smiley Sad
Message 3 of 31
Frequent Contributor

Re: Discover/Chase 5% CashBack July-Sept

Chase freedom. I feel torn though because discover has shown me love without asking and chase required two hard pulls but in the end I feel chase offers me more

CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k
Message 4 of 31
Frequent Contributor

Re: Discover/Chase 5% CashBack July-Sept

I think they do it to compete with one another. Just like the fourth quarter, everyone is gonna do department stores.

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 5 of 31
Regular Contributor

Re: Discover/Chase 5% CashBack July-Sept

True, but nice when they don't. Haha.

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.
Message 6 of 31
Blogger

Re: Discover/Chase 5% CashBack July-Sept

Why choose? Spend 3k on gas and use both. 

Message 7 of 31
Valued Contributor

Re: Discover/Chase 5% CashBack July-Sept

I've been using my Chase this qtr for the restaurants.

I'll switch up and give Discover some attention in Q3. Maybe,then, they will offer me some of those additional cashback promotions!!
AmEx Green NPSL | Amex BCP 16K | Citi Simplicity 10k | Discover IT 9K | Chase Slate 7.5K | Amex Hilton HHonors Surpass 7K | Capital One QuickSilver 6K | Home Depot 5k | Chase Freedom 4.5K | LOC 2.5K
Message 8 of 31
Valued Contributor

Re: Discover/Chase 5% CashBack July-Sept

Chase Freedom for sure, it ends up being around 15% cash back equivalent with the way I use points. If I don't use up all $3,000 ($1,500 x 2) of the cap, I will buy gas gift cards to cover me for the following months.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 9 of 31
Regular Contributor

Re: Discover/Chase 5% CashBack July-Sept

bribro,

Is there any such thing as Gas giftcards? Where can I get them from?

Looks like I haven't consumed even half of the $1,500 limit for this quarter's restaurant category. Are you guys sure restaurant gift cards are eligible for 5%? I'm thinking to get Subway giftcards as I go there a lot.
Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Message 10 of 31