Reply
Contributor
collinsridge
Posts: 101
Registered: ‎08-26-2012

Discover/Chase 5% CashBack July-Sept

Errrrrrr! Discover and Chase are both doing 5% CB on Gas Stations July-Sept.

 

Nice when Chase and Discover are rotated so we can take advantage of the Gas back to back. :smileytongue: 

 

Wishful thinking.

 

Which will you guys be using?

Discover IT (3/12) $1500, Capital One Quick Silver (8/12) $4000, Chase Freedom Visa (11/12) $5000, Citi Simplicity Visa (12/12) $3000, Target RedCard $300 (12/12), SunCoast Schools FCU Visa (3/13) $1000, Barclays Apple Visa $1700 (8/13), AMEX BCE $2000 (12/13), Citi ThankYou Premier $2000 (4/14), Amazon Reward Visa $1800 (5/14), Capital One VentureOne $5000 (6/14)

Current Scores: EQ 701 (Fico), EX 707 (Fico)
Senior Contributor
Open123
Posts: 3,916
Registered: ‎02-23-2011

Re: Discover/Chase 5% CashBack July-Sept

Chase, for the UR transferability.

Moderator
09Lexie
Posts: 24,093
Registered: ‎09-13-2012

Re: Discover/Chase 5% CashBack July-Sept

Chase....ESP if I don't get any auto CLI luv from Discover this month. :smileysad:
Frequent Contributor
E150GT
Posts: 367
Registered: ‎12-30-2012

Re: Discover/Chase 5% CashBack July-Sept

Chase freedom. I feel torn though because discover has shown me love without asking and chase required two hard pulls but in the end I feel chase offers me more

CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Frequent Contributor
CredittotheMax
Posts: 270
Registered: ‎01-01-2013

Re: Discover/Chase 5% CashBack July-Sept

I think they do it to compete with one another. Just like the fourth quarter, everyone is gonna do department stores.

$3.5k$4.5k$2k$4k$2k

FICO = EQ: 729 (6/13) TU:744 (12/27) EX: ?
Contributor
collinsridge
Posts: 101
Registered: ‎08-26-2012

Re: Discover/Chase 5% CashBack July-Sept

True, but nice when they don't. Haha.

Discover IT (3/12) $1500, Capital One Quick Silver (8/12) $4000, Chase Freedom Visa (11/12) $5000, Citi Simplicity Visa (12/12) $3000, Target RedCard $300 (12/12), SunCoast Schools FCU Visa (3/13) $1000, Barclays Apple Visa $1700 (8/13), AMEX BCE $2000 (12/13), Citi ThankYou Premier $2000 (4/14), Amazon Reward Visa $1800 (5/14), Capital One VentureOne $5000 (6/14)

Current Scores: EQ 701 (Fico), EX 707 (Fico)
Blogger
HiLine
Posts: 2,831
Registered: ‎10-19-2012

Re: Discover/Chase 5% CashBack July-Sept

Why choose? Spend 3k on gas and use both. 

Frequent Contributor
frugalQ
Posts: 479
Registered: ‎03-23-2012

Re: Discover/Chase 5% CashBack July-Sept

I've been using my Chase this qtr for the restaurants.

I'll switch up and give Discover some attention in Q3. Maybe,then, they will offer me some of those additional cashback promotions!!
Capital One Platinum 0/2.5K - AmEx Green NPSL - Amex Hilton HHonors Surpass 0/7K - Amex BCP 0/8.5K - Chase Freedom 0/3K - Discover IT 0/6.5K - LOC 0/2.5K
Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012

Re: Discover/Chase 5% CashBack July-Sept

Chase Freedom for sure, it ends up being around 15% cash back equivalent with the way I use points. If I don't use up all $3,000 ($1,500 x 2) of the cap, I will buy gas gift cards to cover me for the following months.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Regular Contributor
cowboyguy
Posts: 197
Registered: ‎07-26-2012

Re: Discover/Chase 5% CashBack July-Sept

bribro,

Is there any such thing as Gas giftcards? Where can I get them from?

Looks like I haven't consumed even half of the $1,500 limit for this quarter's restaurant category. Are you guys sure restaurant gift cards are eligible for 5%? I'm thinking to get Subway giftcards as I go there a lot.
Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+