-------------------------------------------------------------------------------- Credit_repair wrote: Hi all... thanks for the encouragement... I called back citi and I was declined because I have too many inquiries (one from the auto loan in may, two for my recent amazon cards) and I have too many open lines of credit. No way to reconsider decision now... the credit analyst said that I may try back in 6 months after closing some of my credit cards. Ideally they say they only want to see 3 open credit lines. I am not going to try reapplying in six months as I dont see myself closing all my lines of credit to please them. ------------------------------------------------------------------------------- This suggestion is preposterous. I don't doubt that it was said, but it certainly isn't true. When I got my Citi DP card in December I had six revolving plus a car loan and others have many more. Don't close anything and reapp in six months if you like. Ridiculous. ************************************************************************* I agree. Just two months ago, I was approved for a Citi Platinum with a $7,300 CL. I already have 21 credit cards, one of which is a $7,000 Citi Home Depot card and one is an $8,000 Citi Diamond Preferred card, AND a mortgage (with Citi, btw) and a HELOC. Maybe they meant you can only have 3 with THEM? :-)
