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***Discover Cli***

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armywifey85
Regular Contributor

***Discover Cli***

I have had discover since Aug 2011, I was gonna close them today due to the low credit line $1000.00. I called in to close them and the rep asked

why. I told her the credit line was low and I didn't really need it. She said please don't close it and went on to explain how I needed to support an 

American company that has all American call centers here in the US, I was omg keep it open lol, she gave another zero percent balance transfer 

for 12 months, and upped the credit line to $5000.00. So I was very happy with Discover today!Smiley Happy

Message 1 of 35
34 REPLIES 34
TNTransplant
Established Contributor

Re: ***Discover Cli***


@armywifey85 wrote:

I have had discover since Aug 2011, I was gonna close them today due to the low credit line $1000.00. I called in to close them and the rep asked

why. I told her the credit line was low and I didn't really need it. She said please don't close it and went on to explain how I needed to support an 

American company that has all American call centers here in the US, I was omg keep it open lol, she gave another zero percent balance transfer 

for 12 months, and upped the credit line to $5000.00. So I was very happy with Discover today!Smiley Happy


That's awesome! Smiley Happy

 

Don't know how it could have worked out better for you - enjoy!


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 2 of 35
armywifey85
Regular Contributor

Re: ***Discover Cli***

Thanks,  I was actually shocked lol.

Message 3 of 35
Repo-ed
Senior Contributor

Re: ***Discover Cli***

A) had no idea they were an all American co.?

 

B) Grats, that's pretty awesome turnout!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 4 of 35
armywifey85
Regular Contributor

Re: ***Discover Cli***

Thanks, I didn't know that. Unless that was some sales pitch lol. Smiley Happy

Message 5 of 35
JGWantsAHouse
Regular Contributor

Re: ***Discover Cli***

Congrats!!Smiley Very Happy

Closed on my first home April 2012

Starting Score: 559 11/2010
Current Score: 600 Equifax, 681 Transunion, 663 Experian(Lender)
Goal Score: 660+


Take the FICO Fitness Challenge
Message 6 of 35
MsLadyRover
Valued Contributor

Re: ***Discover Cli***

Congratulations! Nice CLI!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 7 of 35
webhopper
Moderator Emeritus

Re: ***Discover Cli***

They are definately all american, their biggest call center is in DE, but they have one in TX and in AZ too that I know of.
Discover CSRs are so friendly, ill never close my account with them
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 8 of 35
Anonymous
Not applicable

Re: ***Discover Cli***

1k to 5k .......................... BOOM

 

 

 

Smiley Very Happy

Message 9 of 35
Datx
Valued Contributor

Re: ***Discover Cli***


@webhopper wrote:
They are definately all american, their biggest call center is in DE, but they have one in TX and in AZ too that I know of.
Discover CSRs are so friendly, ill never close my account with them

Agreed. When I called to activate my card, I spoke to a nice lady in the AZ call center. I think Discover prides themselves on having US call centers, the rep made it known in her greeting that she was from the AZ call center.

Message 10 of 35
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