@09Lexie wrote:
Saved you a spot!
one more... CU (prbly alliant/DCU)..I am looking to open an account anyway. I might as well apply for a CC. Then garden for a while...I promise! 
With DCu get your membership established first. With both CUs two separate HP's for membership and cc's.
I know it's not a question that can be quite answered. But in your opinion which one should I go for? I read about the 2 pulls in other threads. Since I am headed to the garden it's ok.
DCU and Alliant will pull EQ. How's that report? Number of inq's ?
Edit: just re-read your post in number of inq's.
You might want to wait for Discovers letter -it might give you some indication on how your reports are looking
Edit: just re-read your post in number of inq's.
You might want to wait for Discovers letter -it might give you some indication on how your reports are looking
Ok will do. I actually pulled a free report a couple of weeks back. Other than the newness of the currently open accounts and the one CA ( 4 years old) there are no negs. I make just under a 100k. I will prbly apply for membership first and wait for the letter before I app for CC
thanks lexie
It looks like atleast on the banking side Alliant has better rates than DCU. Other than that both look similar. Both are remote for me. So, thats a wash. Any reason not to go with allian vs DCU. And the correct alliant is this one http://www.alliantcreditunion.org/..Correct? Thank you very much
I have both actually. Been with DCU the longest and love that you have access to your DD 1-2 days early. DCU is full shared banking where Alliant is not. I am on the West Coast so neither are close to me but if I wanted to go in a shared branch to transact business I could only do that with DCU. Alliant is by ATM only unless you are close to one of their branches.
Again, both of them are good choices.
Again, both of them are good choices.
Got my welcome email for the DCU membership today. Pretty straightforward. They asked me to fill out an application on paper and email them a scanned copy. Overall took 2 days.
Thanks for the advice Lexie
Thanks for the advice Lexie
