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Discover Credit Increase Help

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lionsfan20
Regular Contributor

Discover Credit Increase Help

I know that citi wont do anyhting until 6 months and amex does it at 3 months , is there a specified time for discover?

 

Ive had it for about 2 months and I only started at 1000 so Id like a little more

 

anyone know if they have like a policy about it?

Message 1 of 12
11 REPLIES 11
nicholasyud
Valued Contributor

Re: Discover Credit Increase Help

6 months as i know..............

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 2 of 12
linux007969
Established Contributor

Re: Discover Credit Increase Help


@lionsfan20 wrote:

I know that citi wont do anyhting until 6 months and amex does it at 3 months , is there a specified time for discover?

 

Ive had it for about 2 months and I only started at 1000 so Id like a little more

 

anyone know if they have like a policy about it?


I'm hoping to get a little more too so i can take advantage of the zero interest till 2014 when i use it to buy a new computer. I have $1,000 too and i'm only gonna need $200 more in make sure that i don't go over the limit or have a automatic transaction deline..... I'm sure they will be nice and say yes, but i'm gonna ask in 2 or 3 months once i have paid my current charges off.


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 3 of 12
creditnocash
Valued Contributor

Re: Discover Credit Increase Help


@linux007969 wrote:

@lionsfan20 wrote:

I know that citi wont do anyhting until 6 months and amex does it at 3 months , is there a specified time for discover?

 

Ive had it for about 2 months and I only started at 1000 so Id like a little more

 

anyone know if they have like a policy about it?


I'm hoping to get a little more too so i can take advantage of the zero interest till 2014 when i use it to buy a new computer. I have $1,000 too and i'm only gonna need $200 more in make sure that i don't go over the limit or have a automatic transaction deline..... I'm sure they will be nice and say yes, but i'm gonna ask in 2 or 3 months once i have paid my current charges off.


you could just pay 500 up front and pay the rest on your card. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 4 of 12
claeyssen
Established Member

Re: Discover Credit Increase Help

Discover said they have a 6 month policy!


Starting Score: 637 EQ 646 TU 663 EX
Current Score: 658 EQ 658 TU 663 EX
Goal Score: 750


Take the FICO Fitness Challenge
Message 5 of 12
SwiftTone
Valued Contributor

Re: Discover Credit Increase Help

6th statement until you can request a CLI. But for me, I was auto CLIed  in $250 increments before the 6th months was up.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 6 of 12
jla84
Regular Contributor

Re: Discover Credit Increase Help

I requested a cli for my Discover Miles card 7 months after receiving it, and that was approved for a $3000 increase. And now it's 7 months after that, I just got a notice that they auto cli me for a $1200 increase. Smiley Happy


Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3


Take the FICO Fitness Challenge
Message 7 of 12
cmthomas06
Regular Contributor

Re: Discover Credit Increase Help

In the same boat. Called and the CSR saif 6 months from the DAY you open the account, not after the 6th statement cuts. My 6th statement cut earlier this month but I have to wait until the 24th to request a CLI 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Message 8 of 12
youngandcreditwrthy
Senior Contributor

Re: Discover Credit Increase Help

Discover tells me six months lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 12
LS2982
Mega Contributor

Re: Discover Credit Increase Help

It is 6 months, they are also very conservative about CLI's.




EQ FICO 548 3/3/16
Message 10 of 12
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