I got my Discover It card in the mail today (yay!). What kind of confused me is that on the letter they sent me, they said my Equifax FICO was 728 - on the same day that myfico said it was 752. I know there's only one true fico score...so which one is right?
I remember reading something about Discover's score being "bankcard enhanced"..whatever that means.
as mentioned elsewhere today, there are 49 versions of FICO scores so both scores are right, its just a matter of which one the creditor is using
My girlfriend just got her $1,200 discover it card and it showed her fico score was only 651.
Without their stating so, we're pretty confident that Discover isn't using the EQ version found here, namely EQ Beacon 5.0 / EQ FICO '04 base or classic.
It's possible they're using:
The other options aren't particularly likely; however, sadly without a lot more anecodtal data or unless there becomes a legal mandate to disclose the exact score that was used, we're sort of making SWAG's.
No FICO score yet credit too young, just moved here from UK with 2 months secured cards reporting approved for Discover Motiva 12/12.Approval letter had my Creditkarma score 713 just PCed it to IT getting it first week in February.