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Regular Contributor
Posts: 204
Registered: ‎08-03-2010
0

Discover Customer Initiated CLI

[ Edited ]

I had discover for 6 months and there is no auto CLIas far now. Does discover approves customer initiated CLI????. My over all utilization has been 2-6% on all 3 cards. I just carry small balance every month usually less than 4%.

Established Contributor
Posts: 635
Registered: ‎07-29-2010
0

Re: Discover Customer Initiated CLI

[ Edited ]

I requested a discover CLI about 3 months and was approved for a $500 increase, but it was a hard inquiry on TU.

Discover IT $30K | FNBO Visa $25K | Citi Forward (grandfathered 5x Restaurants!) $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $15K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Southwest Premier $7.8K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity AMEX $7K | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Younkers/Comenity $2.4K | AMEX BCE $3K | Target $1K | EX FICO (from AMEX): 762, TU08 FICO (from Discover): 763, AAoA: 4.3 years
Senior Contributor
Posts: 3,719
Registered: ‎01-10-2008
0

Re: Discover Customer Initiated CLI

Had the card around 18+ mos. before getting a 2k CLI upon request with a HP on TU.  

 

 

06/13: TU 779 (Barclays) EQ 771 (DCU) EX 765 (PSECU)
Regular Contributor
Posts: 192
Registered: ‎07-21-2010
0

Re: Discover Customer Initiated CLI

same experience here. HP for a measly $350. However, lately I've been maxing out the card and paying in full every month for a few months. If I don't get a CLI on the card's anniversary, I am gonna toss it in the sock drawer for a few months and see what happens!

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Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Discover Customer Initiated CLI

My experience with Discover CLIs has been pretty good. I got the card in 12/08 with a line of $5490. I started using in heavily after a few months and in October of 2009, I called the IVR and got a $2000 increase to $7490; no hard pull. In April of 2010, I had enough in my cash back to get a $50 statement credit, used it and in turn, the very next day I had a $1500 CLI to $8990. Earlier this month when the statement cut and my cash back bonus had credited, I had enough for another $50 statement credit, I used it and the next day again, I had a CLI bringing me to $9890. We use the card a lot--and they seem to like that. YMMV, of course.

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