04-25-2009 02:03 PM
I usually have no difficulties paying my bills on time, but I'm definitely not immune from some memory lapse. For this reason, I usually set up automatic payments of the whole balance for all my cards in case I forget about it. I'm not sure why, but I always thought that Discover would not offer such a service, but today I look, and there it is!
It might well be that this option was always there and I just never found it on their sometimes confusing site (I also have the feeling they often move stuff around), but now I can finally set it up. Even if it will probably never kick in.
Is this new, or have I been blind until today?
04-25-2009 03:50 PM
I have searched the Discover site several times for this option, just looked again and still cannot find it. Maybe because my account is new? I opened it 3/09 with a BT and still haven't seen a statement or payment due date. It's made me nervous enough to have already made 2 payments to the account.
Where exactly did you find this option on their site?
04-25-2009 04:53 PM - edited 04-25-2009 05:03 PM
Weird. I don't see it either this time. I can still access it via my browser history, though.
I will call them in order to make sure that I did not fall for some kind of phishing scam and report back.
04-25-2009 05:18 PM
Okay, I called. It's a feature they don't offer to all customers, but it's there, and as I found it, I can use it.
If you want to find it yourself: Type the url "discover.com/directpayplan"
04-25-2009 05:25 PM
When I got my Discover card, I called and inquired about automatic payments and was told a specific URL to use to sign up for them (it may have been your link above).
After signing up, I can now see a DirectPay link when I log in normally (presumably so I can make changes if needed), but the link was NOT there until I signed up through the alternate URL.
04-25-2009 05:57 PM
04-26-2009 02:27 AM - edited 04-26-2009 12:52 PM
04-26-2009 04:24 AM
Thanks so much for the url. I was able to reach the site, but they were doingain try age to maintainance so I'll havin the morning.
You must have found your meds to control new apping? . . . .
04-26-2009 07:39 AM
04-26-2009 07:46 AM
hooray for automatic PIFing. don't understand why more people don't just sign-up and check their statements every month to make sure everything is copacetic -- let's me worry about other things.
Well, in my case, it's because I'm a control-freak who doesn't want to have to hunt down and stop all the auto-pays and clean up the mess on any I miss or can't get to in time if any kind of serious you-know-what hits the fan and empties my pay-from account.
As well, the way my brain and memory work, actually going through the process each month of paying each bill is something that 'sticks' and lets me know I did, in fact, pay everything, without having to go back and check things.
To each his/her own - different things work for different folks.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.