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Discover: Extra $250, appears targeted

Established Contributor

Discover: Extra $250, appears targeted

Just an FYI, I received a note in the mail today from Discover informing me that if I spent at least $1500/mo on my More card during each billing cycle Nov '11 to Mar '12 I would receive an extra $250 bonus by my May '12 cycle.

 

We use Amex for about 95% of our purchases so don't see myself making this one.

About $215,000 total credit among 11 cards
Message 1 of 6
5 REPLIES
Senior Contributor

Re: Discover: Extra $250, appears targeted

I would think that would be fairly tempting to transition your spend until March.  You're getting 3.3% back over and above whatever the base rate you'd earn.  Which Amex are you putting most of your spend on?


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 2 of 6
Established Contributor

Re: Discover: Extra $250, appears targeted

At this very moment, I make use of an offer of an extra $75 for spending $500 per month for three months. Obviously, also a targeted offer.

Message 3 of 6
Frequent Contributor

Re: Discover: Extra $250, appears targeted

So what's the target, I wonder? How much were you guys spending on the card before? Were you just using it for the 5% categories and/or Discover Mall merchants?


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge
Message 4 of 6
Established Contributor

Re: Discover: Extra $250, appears targeted


LTomBerry wrote:

So what's the target, I wonder? How much were you guys spending on the card before? Were you just using it for the 5% categories and/or Discover Mall merchants?


I only used the card for the 5% categories. When I hit the reward threshold, the card went into the sock drawer. They want me to use it for everything. Which, with the incentive, is a good idea. Not sure about afterwards, though.

Message 5 of 6
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Established Contributor

Re: Discover: Extra $250, appears targeted

I really haven't used the card much at all, which I believe is why they are giving me this incentive.  Our last purchase on the card was a new set of tires 3 months ago.



About $215,000 total credit among 11 cards
Message 6 of 6