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Discover Financial Services/Blacklisting

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WhirledPeasPlease
Moderator Emeritus

Re: Discover Financial Services/Blacklisting



jmbfl wrote:
 
Also, I recently got a mailed offer for a Discover card directly from Discover, which looked pretty good. I find this all very interesting since I burned Discover in the past (unpaid CO now off CR's/outside SOL). Are these offers boobytrapped or does Discover really not blacklist forever?
 

I opened a Disc card while in college (1992) with an orig 1500 CL.  On an old report I was able to find that that acct had 2x30d, 3x60d and 3x90d.  DOLA was 10/04 and the acct was settled for less than orig balance.
 
Fast forward to Feb 08 -- I applied for and received a Disc More acct w/ an 1100 CL.  It is sad, compared to my other TLs (except Amex), but I got it.  They pulled EX which was around 656 at the time.
 
I don't have any experience with Disc Financial.
 
HTH-
 
Peas
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 21 of 21
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