Discover HP now SP

[newhis]

My DW got 2 HP from Discover when she got the card, both on TU, back in Feb/14.

The last time she got her TU (January 2015), still reported both as HP. She got her credit report this week and now one of the HP is reported as SP. In fact the inquirie was changed from 'Regular Inquiries' to 'Account Review Inquiries'. She never disputed the pull.

I didn't know this could happen.

[gdale6]

They have the power to recode their inquiries its not as uncommon as one might think.

[newhis]

Thank you gdale6.

I knew they can change it, but didn't know they do it on their own without a request or dispute. They took at least a year to change the HP to SP (don't know the exact date, as CK only report 2 HP and not all TU HPs on file).

Maybe they changed the pull when they auto-CLI her in May.