cancel
Showing results for 
Search instead for 
Did you mean: 

Discover IT APR ( How Low will they go )

tag
L-TWT
Established Contributor

Re: Discover IT APR ( How Low will they go )

Wade, try for me too!😊

Message 11 of 37
-Wade-
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@Anonymous wrote:

mines is 19% Smiley Sad how can i ask to be lowered im still in 0 % int free


You can' until the 0% runs out. I do know that

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 12 of 37
-Wade-
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@L-TWT wrote:
Wade, try for me too!😊

I would be happy to,but you just got your card and that will be hard to do.....sorry

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 13 of 37
-Wade-
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@L-TWT wrote:
Wade, try for me too!😊

Well it was a no go for me Smiley Frustrated   

 

Live Chat

At this time we are unable to lower your standard purchase Annual Percentage Rate on your account because your rate is already at the lowest rate for which your account is eligible.

 

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 14 of 37
zsepthenne
Regular Contributor

Re: Discover IT APR ( How Low will they go )

I somehow got a 9.99% apr. Have no cue how when my credit history isn't fantastic. I certainly won't call them up and ask why though Smiley LOL

Beginning Scores 9/2013: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701| 4/2018 TU08 800!! |11/2019 TU 785
CapOne Quicksilver $5000 | Barclaycard Rewards Mastercard $6900 | Amex Everyday $15000 | Discover It $13000 | Cap One Walmart Mastercard $8000 | BofA Cash Rewards $3200 | CareCredit $7200 | Citibank Double Cash $10500 | Chase AARP $5500
Message 15 of 37
zsepthenne
Regular Contributor

Re: Discover IT APR ( How Low will they go )

Holy cow, it's actually 10.99%. I had to go look at my documentation. I'm 0% apr period currently

Beginning Scores 9/2013: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701| 4/2018 TU08 800!! |11/2019 TU 785
CapOne Quicksilver $5000 | Barclaycard Rewards Mastercard $6900 | Amex Everyday $15000 | Discover It $13000 | Cap One Walmart Mastercard $8000 | BofA Cash Rewards $3200 | CareCredit $7200 | Citibank Double Cash $10500 | Chase AARP $5500
Message 16 of 37
chwebb1
Established Contributor

Re: Discover IT APR ( How Low will they go )


@Anonymous wrote:
My mothers Discover It is 7.24%

So jealous. One day I'll get there on mine (I have 10 points until I get there currently) :/

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 17 of 37
Anonymous
Not applicable

Re: Discover IT APR ( How Low will they go )

I dunno if it makes a difference but her Discover It started as a Discover More in 2007. Maybe 7.24% was more common back then? I know it started out at 9.99% or so when she opened it.
Message 18 of 37
IWOL
Established Contributor

Re: Discover IT APR ( How Low will they go )

My 14 months of 0% just ended so I got onto chat to request a reduction from the rediculous 22.9% I currently have and they offered 20.94%.

 

I have to say, Discover is not  my favorite lender and I will not be using the card at all.

 

Ive had the card 14 months, put through $32k during that time and mostly paid in full, 0 balance at intro period expiration.

 

It was one of my first rewards cards so I used it a lot but no use for it now and I don't appreciate the way they treat loyalty and good credit behavior.

 

My average CL on my 11 or so prime cards is $17k and they won't budge from $4500. Time to cut up the card and let is close on its own.


Message 19 of 37
Anonymous
Not applicable

Re: Discover IT APR ( How Low will they go )

Message 20 of 37
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.