cancel
Showing results for 
Search instead for 
Did you mean: 

Discover IT APR ( How Low will they go )

tag
-Wade-
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@Anonymous wrote:


Awesome Smiley Happy Congrats to your mom............ Like you said before your mom has has the card a long time. I don't know if they will go that low anymore. I know i can't get them under 10.24%

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 21 of 37
Anonymous
Not applicable

Re: Discover IT APR ( How Low will they go )


@-Wade- wrote:

@Anonymous wrote:


Awesome Smiley Happy Congrats to your mom............ Like you said before your mom has has the card a long time. I don't know if they will go that low anymore. I know i can't get them under 10.24%


My goal is to get mine below 10% eventually.

Message 22 of 37
-Wade-
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:


Awesome Smiley Happy Congrats to your mom............ Like you said before your mom has has the card a long time. I don't know if they will go that low anymore. I know i can't get them under 10.24%


My goal is to get mine below 10% eventually.


Mine is also.....Good Luck .......    Hope you have better luck than me, I have been shot down twice Smiley Indifferent

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 23 of 37
Anonymous
Not applicable

Re: Discover IT APR ( How Low will they go )


@-Wade- wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:


Awesome Smiley Happy Congrats to your mom............ Like you said before your mom has has the card a long time. I don't know if they will go that low anymore. I know i can't get them under 10.24%


My goal is to get mine below 10% eventually.


Mine is also.....Good Luck .......    Hope you have better luck than me, I have been shot down twice Smiley Indifferent


At some point I may have to close it and reopen it as I did open mine with a crappy EQ FICO (637), and got 0% for 6mos with 22.99% afterward with $1,800 CL.

Message 24 of 37
-Wade-
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:


Awesome Smiley Happy Congrats to your mom............ Like you said before your mom has has the card a long time. I don't know if they will go that low anymore. I know i can't get them under 10.24%


My goal is to get mine below 10% eventually.


Mine is also.....Good Luck .......    Hope you have better luck than me, I have been shot down twice Smiley Indifferent


At some point I may have to close it and reopen it as I did open mine with a crappy EQ FICO (637), and got 0% for 6mos with 22.99% afterward with $1,800 CL.


@I am not going that far to get a lower ARP. Like i said before i never carry a bal. I just wanted it under 10%. I can understand your point with a 1800 cl @ 22.99%

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 25 of 37
kevinjjc
Valued Contributor

Re: Discover IT APR ( How Low will they go )

Mine is 9.99%.

Message 26 of 37
Anonymous
Not applicable

Re: Discover IT APR ( How Low will they go )


@-Wade- wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:


Awesome Smiley Happy Congrats to your mom............ Like you said before your mom has has the card a long time. I don't know if they will go that low anymore. I know i can't get them under 10.24%


My goal is to get mine below 10% eventually.


Mine is also.....Good Luck .......    Hope you have better luck than me, I have been shot down twice Smiley Indifferent


At some point I may have to close it and reopen it as I did open mine with a crappy EQ FICO (637), and got 0% for 6mos with 22.99% afterward with $1,800 CL.


@I am not going that far to get a lower ARP. Like i said before i never carry a bal. I just wanted it under 10%. I can understand your point with a 1800 cl @ 22.99%


If they treat my account as a "second chance" account forever, I won't have any choice but to do this. Smiley Tongue

Message 27 of 37
-Wade-
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:

@-Wade- wrote:

@Anonymous wrote:


Awesome Smiley Happy Congrats to your mom............ Like you said before your mom has has the card a long time. I don't know if they will go that low anymore. I know i can't get them under 10.24%


My goal is to get mine below 10% eventually.


Mine is also.....Good Luck .......    Hope you have better luck than me, I have been shot down twice Smiley Indifferent


At some point I may have to close it and reopen it as I did open mine with a crappy EQ FICO (637), and got 0% for 6mos with 22.99% afterward with $1,800 CL.


@I am not going that far to get a lower ARP. Like i said before i never carry a bal. I just wanted it under 10%. I can understand your point with a 1800 cl @ 22.99%


If they treat my account as a "second chance" account forever, I won't have any choice but to do this. Smiley Tongue


I can't blame you

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 28 of 37
-Wade-
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@kevinjjc wrote:

Mine is 9.99%.


How long have you had the card ? Did you request a ARP reduction ?

 

 

EDIT: BTW Congrats

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 29 of 37
kevinjjc
Valued Contributor

Re: Discover IT APR ( How Low will they go )


@-Wade- wrote:

@kevinjjc wrote:

Mine is 9.99%.


How long have you had the card ? Did you request a ARP reduction ?

 

 

EDIT: BTW Congrats


Opened on 6/11/2012 with a 10.99% APR.

 

ETA: Yes, I requested an APR reduction.

Message 30 of 37
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.