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Established Contributor
Posts: 662
Registered: ‎01-24-2008
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Discover IT Approval? hmmm not sure HELP!

Ok, So I did what I was NOT suppose to do but oh well. I applied for the Discover IT card and got this message:

 

Thank you for your application.

We are reviewing your application and will notify you within 5-7 days once your approval status has been determined.

To expedite the process, please contact a Discover Application Specialist at 1-800-347-4736 between the hours of: 
M-F : 8.00amET - midnight
S-S : 9.00am ET - 9.00PM ET

Your reference number is XXXXX

 

It then had me set up my online account access and if I wanted paperless billing.... So did I get the card or not?

HELP



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
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Senior Contributor
Posts: 26,723
Registered: ‎02-07-2013
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Re: Discover IT Approval? hmmm not sure HELP!

[ Edited ]

Call but i would offer my congrats now:smileywink:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/2013
Regular Contributor
Posts: 135
Registered: ‎01-29-2013
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Re: Discover IT Approval? hmmm not sure HELP!

Congrats!! It sounds like you're approved and may just need to call in to verify some info. Otherwise, you might still want to call in to find out your CL!! Welcome to the discover fam!

BOA Better Rewards | Citi Forward | Chase Freedom | Discover IT | Amex BlueSky | Chase IHG | Sallie Mae | Chase CSP | Barclays Rewards | Banana Republic Visa

Regular Contributor
Posts: 194
Registered: ‎01-26-2013
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Re: Discover IT Approval? hmmm not sure HELP!

It seems to me that you got approved for the card. When I applied, it also had me set up my online account and got the 5-7 day message. Definitely give them a call. They will ask you everything on your CR, so be prepared to answer.

Discover IT: $17k | Chase Freedom Visa Sig: $5k | CSP Visa Sig: $7k | AMEX BCE: $20k | BankAmericard Cash Rewards Visa Sig: $5,4k | Citi Double Cash: $3,6k | Cap1 QS Visa Sig: $6k | Chevron: $3,5k | Macy's Store: $4,2k; Macy's AMEX: $6k | Kohl's: $2k | Best Buy: $500
TU FICO: 745 EQ FICO: 733 EX FICO: 733 (As of 10/30/14)

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Posts: 27,205
Registered: ‎09-13-2012
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Re: Discover IT Approval? hmmm not sure HELP!

New Contributor
Posts: 68
Registered: ‎03-03-2013
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Re: Discover IT Approval? hmmm not sure HELP!

When calling, should I recon for a higher limit?

 

I was asking to send in my pay stub and was initially approved for 4k upon providing the pay stubs.  Thinking if I should call back to recon for a higher limit.

Ch7 BK discharged 3/2009
Bloomies (10/99): 4k Alliant (8/10): 4k
SCEFCU Visa (9/12): 6k SCEFCU auto (9/12): 22k
Barclays Apple (10/11): 5k iTunes: 3k SLM: 15k
Amazon (8/12): 15k Walmart store (9/12): 6K
Partners (9/12): 20k CapOnex2 (1/10): 10k Discover IT (3/13): 5k
SDFCU: 20k Amex BCE: 8k
Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
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Re: Discover IT Approval? hmmm not sure HELP!

Lucky bastard! Call in! and Congrats!!!

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Established Contributor
Posts: 662
Registered: ‎01-24-2008
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Re: Discover IT Approval? hmmm not sure HELP!

Declined...letter will be mailed. Booo


Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Moderator
Posts: 27,205
Registered: ‎09-13-2012
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Re: Discover IT Approval? hmmm not sure HELP!

Established Contributor
Posts: 662
Registered: ‎01-24-2008
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Re: Discover IT Approval? hmmm not sure HELP!


09Lexie wrote:
Sorry to hear it was declined.

It means take my butt to the garden and SIT STILL......

Thanks though



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
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