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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Discover IT CLI Denied :(

Too many new accounts
Too many new INQ's

Well I can't argue that, but those accounts had purpose. Oh well!!

No hard feelings, just try it again at the yearmark. Continue using for 5% categories.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
adavis425
Posts: 476
Registered: ‎02-14-2012

Re: Discover IT CLI Denied :(

Bummer! :smileyfrustrated:

 

When I reconned my Freedom, I told the rep that I was just repositioning some things (I got the same reasons as you), but she didn't seem to care. Sometimes there really is a purpose to those apps!  Fortunately, I called back and got a more understanding ear.

 

You'll have better luck at a year. :smileywink:

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Discover IT CLI Denied :(

Kinda disappointing Cap1 gave me a CLI and Discover didn't, they're now my lowest limit bankcard :smileysad:



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
emptypockets
Posts: 901
Registered: ‎02-03-2009

Re: Discover IT CLI Denied :(

Don't feel bad, Citi denied my CLI for too many new accounts too....I look at it as the consequence of moving some things around, and getting the cards I wanted.

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Cash+ Visa, Chase CSP/Freedom/Marriott/SWA Prem, Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend/AA Platinum, Discover IT, Walmart Discover, Cabela's Visa, Cap One Quick Silver, BOA BB Rewards MC, BMW Visa Siggy, Comenity FRN MC/TR Visa, Ebates Visa Siggy, 5/3 Real Life Rewards, Jared, Kohl's, Macy's, Macy's AMEX.

Current Scores: EQ (3/28/14): 798; TU MyFico (3/7/14):781; Walmart TU Fico 08 (4/4/2014): 814; EX (3/7/14): 773
Super Contributor
CS800
Posts: 6,542
Registered: ‎04-07-2008

Re: Discover IT CLI Denied :(

[ Edited ]

Bummer :smileysad:

 

What's your current CL on your Discover?

 

Was it a HP? Mine was a customer initiated so it was a HP

 

 






Frequent Contributor
bbb3601
Posts: 327
Registered: ‎01-26-2012

Re: Discover IT CLI Denied :(

:smileysad:

NFCU Cash Rewards 16,500,NFCU Plat 17,000, NavCheck 10,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: Discover IT CLI Denied :(

That Stinks! Who knew that your Cap one card would wind up having a higher limit than your Discover!!

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Senior Contributor
youngandcreditwrthy
Posts: 5,994
Registered: ‎08-16-2012

Re: Discover IT CLI Denied :(

Uh oh!!!! Lol
At least C1 gave in haha!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012

Re: Discover IT CLI Denied :(

Didn't you just get in with Discover recently??


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