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Discover IT CLI Denied :(

Mega Contributor

Discover IT CLI Denied :(

Too many new accounts
Too many new INQ's

Well I can't argue that, but those accounts had purpose. Oh well!!

No hard feelings, just try it again at the yearmark. Continue using for 5% categories.



EQ FICO 548 3/3/16
Message 1 of 9
8 REPLIES
Established Contributor

Re: Discover IT CLI Denied :(

Bummer! Smiley Frustrated

 

When I reconned my Freedom, I told the rep that I was just repositioning some things (I got the same reasons as you), but she didn't seem to care. Sometimes there really is a purpose to those apps!  Fortunately, I called back and got a more understanding ear.

 

You'll have better luck at a year. Smiley Wink

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 2 of 9
Mega Contributor

Re: Discover IT CLI Denied :(

Kinda disappointing Cap1 gave me a CLI and Discover didn't, they're now my lowest limit bankcard Smiley Sad



EQ FICO 548 3/3/16
Message 3 of 9
Valued Contributor

Re: Discover IT CLI Denied :(

Don't feel bad, Citi denied my CLI for too many new accounts too....I look at it as the consequence of moving some things around, and getting the cards I wanted.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 4 of 9
Super Contributor

Re: Discover IT CLI Denied :(

Bummer Smiley Sad

 

What's your current CL on your Discover?

 

Was it a HP? Mine was a customer initiated so it was a HP

 

 




Message 5 of 9
Frequent Contributor

Re: Discover IT CLI Denied :(

Smiley Sad

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 6 of 9
Regular Contributor

Re: Discover IT CLI Denied :(

That Stinks! Who knew that your Cap one card would wind up having a higher limit than your Discover!!

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 7 of 9
Senior Contributor

Re: Discover IT CLI Denied :(

Uh oh!!!! Lol
At least C1 gave in haha!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 9
Established Contributor

Re: Discover IT CLI Denied :(

Didn't you just get in with Discover recently??

Message 9 of 9