09-28-2012 09:18 AM
09-28-2012 09:32 AM
When I reconned my Freedom, I told the rep that I was just repositioning some things (I got the same reasons as you), but she didn't seem to care. Sometimes there really is a purpose to those apps! Fortunately, I called back and got a more understanding ear.
You'll have better luck at a year.
09-28-2012 09:34 AM
09-28-2012 09:46 AM
Don't feel bad, Citi denied my CLI for too many new accounts too....I look at it as the consequence of moving some things around, and getting the cards I wanted.
09-28-2012 10:21 AM
09-28-2012 11:29 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.