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Discover IT Credit Limit

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Steelersboy
Frequent Contributor

Re: Discover IT Credit Limit

$7500


If a man empties his purse into his head, no one can take it from him. An investment in knowledge always pays the best interest. - Benjamin Franklin |Capital One Quicksilver Cash Rewards|Chase Amazon Visa Rewards|BOA Cash Rewards|Commence MC| Citi Double Cash| Amazon Prime Store Card|Discover It|Chase Freedom|Chase Freedom Unlimited|Amex BCE|Wells Fargo Cash Wise|Barclays Cashforward
$89,500 total card credit FICO Equifax-823, FICO Transunion-774, FICO Experian-769, DTI-20.4%
Message 31 of 86
Zz_JC_zZ
New Contributor

Re: Discover IT Credit Limit

Started at $1,500 in Aug 13'

Currently at $5,900

Starting Score (July 2013) Exp 665 Equ 658 TU 660
Current Score (Feb 2015) Exp: ??? Equ: 765 TU: 776


Amex BCE ($12,000) Discover It ($7,400) Cap1 Cash Rewards ($2,250) Cap1 Platinum ($4,500) Express Next ($1,450)
Message 32 of 86
TURNERHOOVER
Established Contributor

Re: Discover IT Credit Limit


@Jonbuck06 wrote:

Hey everyone I have a Discover IT with a $4,000 Credit Limit and I was just curious what everyone elses limit is with them? Whats the highest limit they give out?


1500, yep I'm a newbie. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 33 of 86
Runitup
Regular Contributor

Re: Discover IT Credit Limit

Seems like those with higher SLs have thinner files?  Not sure I understand their MO.

 

Edit: Limit is $6375, lol.

Message 34 of 86
lg8302ch
Senior Contributor

Re: Discover IT Credit Limit

Got approved for Discover More on 12/12 with a CL of 2,5k then PCd to the Discover IT card 2 months later but each CLI request was denied. Tried for 15 months until the first successful CLI to 5K. The next attempt was 3 months later to 7,5K and another 3 months later 10K ...all approved with SP. Now I have the limit where I will not ask for CLIs anymore  and I am perfectly happy with 10K limit 😍

Message 35 of 86
Deltadog03
Established Contributor

Re: Discover IT Credit Limit

$800   Much lower than most of my limits BUT thankful to be into the family.

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 36 of 86
ScarletFever
Frequent Contributor

Re: Discover IT Credit Limit


@Jonbuck06 wrote:

Hey everyone I have a Discover IT with a $4,000 Credit Limit and I was just curious what everyone elses limit is with them? Whats the highest limit they give out?


I think you will find that the consensus is that Discover is conservative by nature whether initial cl, cli increases or approval. My Discover is at $7200 after starting at $2500 four years ago, and Discover It is $9000 just being approved last month.

.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
Message 37 of 86
ADARPegasus
Established Contributor

Re: Discover IT Credit Limit


@ScarletFever wrote:

@Jonbuck06 wrote:

Hey everyone I have a Discover IT with a $4,000 Credit Limit and I was just curious what everyone elses limit is with them? Whats the highest limit they give out?


I think you will find that the consensus is that Discover is conservative by nature whether initial cl, cli increases or approval. My Discover is at $7200 after starting at $2500 four years ago, and Discover It is $9000 just being approved last month.


Yea plus they always want to do a hard pull for some reason when i request a CLI and Also i do use it and PIF every month its my everyday use card so you would think it would have already increased!

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 38 of 86
jnt1231
Regular Contributor

Re: Discover IT Credit Limit

$1,000, or in other words a limit that forces me to pay account several times a month for I PIF. My file is pretty thick though, so maybe they don't want to read through it all Smiley Happy

 

Customer service people are pretty nice though...

FICO 08 EQ-817 TU-820 EX-817 12/07/17 Last App 9/15/17
Message 39 of 86
ADARPegasus
Established Contributor

Re: Discover IT Credit Limit


@jnt1231 wrote:

$1,000, or in other words a limit that forces me to pay account several times a month for I PIF. My file is pretty thick though, so maybe they don't want to read through it all Smiley Happy

 

Customer service people are pretty nice though...


Agreed!

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 40 of 86
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