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Discover IT Credit Limit

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SpecFile
Valued Contributor

Re: Discover IT Credit Limit

My experience with Discover:

 

Started out with $1,500 cl in March 2013

1 SP cli for $600 in January 2015

1 HP cli for $4,500 in March 2015

 

Currently sitting at $6,600 cl.

Message 71 of 86
itguy_65
Frequent Contributor

Re: Discover IT Credit Limit

Started at 4,500 in 8/2013. Good use of the card. Requested SP Limit increases every 4 statement cuts (12/13 to $7K, 4/14 to $10K, 8/14 to $14K, 12/14 to $19K).

EQ (3/24/17): 820 TU (3/24/17): 799 EX (3/24/17): 806
Message 72 of 86
Ghoshida
Valued Contributor

Re: Discover IT Credit Limit


@Ghoshida wrote:

@Deltadog03 wrote:

I was going to ask, I am assuming they like HEAVY usage and PIF?


Yes, they like usage.

 

My progress with them:

 

Mar-2013: Start, $750 CL

Nov-2013: HP CLI, $2k CL

May-2014: Auto-CLI, $5.7k CL

Sep-2014: SP CLI, $7k CL

Dec-2014: SP CLI, $8.5k CL


Add here: Mar-2015: SP CLI, $10k CL

 

My first 10k line Smiley Happy 

Message 73 of 86
Anonymous
Not applicable

Re: Discover IT Credit Limit

Opened 11/2014 with a CL of $6500.

Message 74 of 86
sultan33g
Contributor

Re: Discover IT Credit Limit

Opened in 08/13 $1400
No sp cli, had to take a hp in February and it's now at $3400

Meh.
01/14/2015 Scores: EQ: 646 TU:667 EX: 663
03/23/15 Scores: EQ: 716 TU: 778 EX: 721

Goal Scores: 750


Message 75 of 86
Anonymous
Not applicable

Re: Discover IT Credit Limit

Started out in Nov. at 5.5k.  Now at 7.5k.

Message 76 of 86
android01
Valued Contributor

Re: Discover IT Credit Limit

Opened 12/86 for 15K.  Stayed that way for 25 years.  Asked for a CLI after I joined MyFico, and got a boost to 24K which was a hard pull on TU.

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 77 of 86
Anonymous
Not applicable

Re: Discover IT Credit Limit

Yesterday on a whim I tried the CLI option on the site. I opened it Feb 2013 $4000. I've been keeping it up near the top with rolling 0% BT offers. The online request gave me another $1k to $5k. 

 

What is this luv you speak of? 

 

Is 3 months a good time frame to wait on CLI requests? 

Message 78 of 86
heyitsyeh
Frequent Contributor

Re: Discover IT Credit Limit

Auto-phone CLI stopped working, I immediately get transferred to a manager without the opportunity to even enter my income/rent Smiley Sad

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 79 of 86
CreditMagic7
Mega Contributor

Re: Discover IT Credit Limit

My experience with Discover:

 

Started out with $1,400 SL in August 2013

 

Refused to give up any HP for their CLI and the online request was missing for over 16 months.

 

Have not placed any CLI request yet.

 

Currently still sitting at $1400.

 

Lowest limit card of my profile.

Message 80 of 86
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