07-03-2013 04:55 AM
I just applied for the Discover IT card yesterday and received a counter offer for a higher APR version which is fine since I don't plan to carry a balance so I accepted. I didn't receive the credit limit on the approval page so I called in to speak with the customer service team (and I wanted to see if my experience would be the same as others in terms of excellent service) and spoke with a nice woman in Delaware who told me my limit was $1k. Now, I have a few other cards that I don't think one would consider prime cards but they all have higher limits.
Has anyone had any experience with Discover and increasing your iniital limit? I asked the CSR and she said once it has been established I would have to wait 3 months and I'm assuming a HP before I could increase it. Not sure what report they pulled or what the score was but since I didn't get the best APR I assume they will be sending a letter with the details.
At any rate its nice to be a part of the real Discover family! Rebuilding is on track, now its time to hit the garden for a longgg time. Closing Crapital One was the best part of the journey so far!
Currently in my Wallet:
Credit Union Visa: $2k
FNBO Discover: $4.6k
Walmart Store Card: $1.6k
Best Buy Store Card: $.5k
PNC Points Visa: $1.5
Discover IT: $1k
Next goal, buying my first house!
07-03-2013 05:16 AM
07-03-2013 05:24 AM
07-03-2013 08:46 AM
use it and they should show you some auto luv @ 6 mo. just curious though why 2 discover cards? i see you already have a FNBO Discover, so why app for the IT, is the rewards structure sig. different?
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