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rogersave
Posts: 78
Registered: ‎07-18-2011

Discover IT approval!!! WOWWWWWW

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‎12-18-2012 02:19 PM

Recently declined for chase freedom, they said to apply again in a month when utl goes down a lil. Today after reading about the discover it decided to apply and APPROVED!!!  1700 limit  I am beyond excited. First prime card since I statrted rebuilding. I owe it all to this great board. Cant wait to use the card and get rewards. Next on the list is getting a chase freedom and then an AMEX so I can sockdrawer my orchard and first premier cards. My latest scores are in my siggy and my util is about 40 percent(will be below 10 percent next time I pull my TU and EQ reports) Wow this feels great to know the hard work has started to pay off!!

Starting Score: 590
Current Score: equifax 676 transunion 663
Goal Score: 700 plus

Take the FICO Fitness Challenge. Chase Freedom 2500 Discover IT 1700 Amex PRG npsl First National 550
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Established Contributor
j_casteel
Posts: 1,000
Registered: ‎06-21-2012

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 02:23 PM

congrats!!

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1k | NFCU Visa Sig $10k | NavChek $15k | NFCU Platinum MC $2k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
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Valued Contributor
jsickz32
Posts: 1,810
Registered: ‎06-25-2012

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 02:26 PM

Congrats! I was also approved for that same random amount
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Established Contributor
rtw
Posts: 744
Registered: ‎05-01-2012

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 02:30 PM

Congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 02:35 PM

Nice, Congrats on the approval! :smileyhappy:
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Established Contributor
armbenderc
Posts: 777
Registered: ‎09-11-2012

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 02:42 PM

This card is on my far list... after the BCE and CSP.

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
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Established Contributor
kobe2012
Posts: 583
Registered: ‎03-16-2012

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 03:37 PM

Nice congratz!! They never like me...

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!

Take the FICO Fitness Challenge
 
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Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 03:45 PM

Wow, congrats. Similar scores to me. Once I get my first CLI on my Walmart and get my auto loan taken care of I think this is the first big boy card I'll be shooting for. 

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
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Established Contributor
tennisfan78
Posts: 580
Registered: ‎09-18-2011

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 07:39 PM

Congrats!!! That is awesome. Can you tell us a bit more about your credit profile and rebuilding process?  I

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
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Established Member
bndresa1321
Posts: 19
Registered: ‎07-02-2012

Re: Discover IT approval!!! WOWWWWWW

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‎12-18-2012 08:40 PM

Congratulations on the approval, and the good CL, I am a big fan of my Discover IT card, and the one I usually turn to. 

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.5K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K

Scores:
TU (12/2012) - 720 | EX (12/2012) - 744


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