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Getting the itch......just want to know what my chances for approval if I was to app now...
History
scores in siggy .....bk 7 reporting from june 2005....turning 7.5 in Jan
utility is 20%
AAoA is at least 4yr on TU and EQ its 5.8
5 inqon EQ from April of this year.....2 to 3 on CR
Wsa going to hold out till next year June when BK7 turns 8 yr
app in March to discover and was shot down...called for Recon and was told to wait till it turn's 7 yr
Want to take advantage of 5% deal on all
what do you think??
I got approved for a more then converted to a it....my scores were 638 for TU which they pulled. Utl 41% one baddie
did u have a BK ??
I have gone to there preapproval page and they have nothing for me
No bk did u ever have a freeze on your reports? If so this can cause no pre approvals to show.....you can try with those cards I think you can get it
@afbar1114 wrote:No bk did u ever have a freeze on your reports? If so this can cause no pre approvals to show.....you can try with those cards I think you can get it
I have not tried but I have gotten some crap pre approvals in mail from QVC/GE bank and Merrick so I dont think so ...I just think I might get denied due to BK and or inq>>
I was approved for 1200 discover it with a bk thats 7.5 years old this week. I had to talk to a rep though he asked about reasons for the bk and my employement situation fico score was 658 util rate around50%
i had 9 inqs got 1200 cl