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Senior Contributor
Ron1
Posts: 4,883
Registered: ‎05-23-2009
0

Re: Discover IT conversion

I just called to convert mine.

 

 

Ron.

New Member
AdamC
Posts: 3
Registered: ‎07-18-2011
0

Re: Discover IT conversion

Is there any reason to let my More report as a More for longer or does that not make a difference? My more card isn't 6 months old yet, and I'd like to think it would help to let it age to 6 mo before a PC?

Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
0

Re: Discover IT conversion


AdamC wrote:

Is there any reason to let my More report as a More for longer or does that not make a difference? My more card isn't 6 months old yet, and I'd like to think it would help to let it age to 6 mo before a PC?


on credit report, nothing will change with pc.  So no reason to wait.

               LIMITS IN CARD DESCRIPTIONS
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Discover IT conversion

I'm supposed to get mine today.

 

The good:

 

- First late fee non existent (not that I want to use this lifeline ever again but good to have)

- Rotating rewards like the More remains

- Get to keep my cashback

- APR doesnt go up

- Still no AF

 

The bad:

 

- No design possibility. ( i can live with that since the IT design is nice)




Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: Discover IT conversion


CS800 wrote:

I'm supposed to get mine today.

 

The good:

 

- First late fee non existent (not that I want to use this lifeline ever again but good to have)

- Rotating rewards like the More remains

- Get to keep my cashback

- APR doesnt go up

- Still no AF

 

The bad:

 

- No design possibility. ( i can live with that since the IT design is nice)


+1

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Valued Contributor
Datx
Posts: 1,051
Registered: ‎05-20-2010
0

Re: Discover IT conversion


CS800 wrote:

I'm supposed to get mine today.

 

The good:

 

- First late fee non existent (not that I want to use this lifeline ever again but good to have)

- Rotating rewards like the More remains

- Get to keep my cashback

- APR doesnt go up

- Still no AF

 

The bad:

 

- No design possibility. ( i can live with that since the IT design is nice)


The word on the "other" board/forum is that they are working on more designs for the IT card, and that it may eventually become a metal instead of a plastic card.

 

TU: 603 – EQ: 569 – EX: N/A – May 2010

Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Discover IT conversion


Datx wrote:

CS800 wrote:

I'm supposed to get mine today.

 

The good:

 

- First late fee non existent (not that I want to use this lifeline ever again but good to have)

- Rotating rewards like the More remains

- Get to keep my cashback

- APR doesnt go up

- Still no AF

 

The bad:

 

- No design possibility. ( i can live with that since the IT design is nice)


The word on the "other" board/forum is that they are working on more designs for the IT card, and that it may eventually become a metal instead of a plastic card.

 


I'm liking the metal idea more now.




Senior Contributor
Ron1
Posts: 4,883
Registered: ‎05-23-2009
0

Re: Discover IT conversion


CS800 wrote:

Datx wrote:

CS800 wrote:

I'm supposed to get mine today.

 

The good:

 

- First late fee non existent (not that I want to use this lifeline ever again but good to have)

- Rotating rewards like the More remains

- Get to keep my cashback

- APR doesnt go up

- Still no AF

 

The bad:

 

- No design possibility. ( i can live with that since the IT design is nice)


The word on the "other" board/forum is that they are working on more designs for the IT card, and that it may eventually become a metal instead of a plastic card.

 


I'm liking the metal idea more now.


I converted mine because I got tired of old Discover More Design. Not because of the new perks. I like no number is on the front of the card and the account number and the expiration date is on the back fo the card. It is kind of neat.

 

 

Ron.

Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Discover IT conversion


Ron1 wrote:

CS800 wrote:

Datx wrote:

CS800 wrote:

I'm supposed to get mine today.

 

The good:

 

- First late fee non existent (not that I want to use this lifeline ever again but good to have)

- Rotating rewards like the More remains

- Get to keep my cashback

- APR doesnt go up

- Still no AF

 

The bad:

 

- No design possibility. ( i can live with that since the IT design is nice)


The word on the "other" board/forum is that they are working on more designs for the IT card, and that it may eventually become a metal instead of a plastic card.

 


I'm liking the metal idea more now.


I converted mine because I got tired of old Discover More Design. Not because of the new perks. I like no number is on the front of the card and the account number and the expiration date is on the back fo the card. It is kind of neat.

 

 

Ron.


Just like Nordstrom, plain




Frequent Contributor
wreith
Posts: 456
Registered: ‎06-13-2012
0

Re: Discover IT conversion

Just converted to IT.  WIll get my card sent next billing cycle.

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $1K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $5300

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