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Discover IT conversion

Regular Contributor

Re: Discover IT conversion

Yes it is a guaranteed change, all they needed to verify was the last 4 digits of SSN and birth date, no hp/sp required. I've had my Discover More for just 1 month and I saw no reason to not pc to the IT.

01/04/17 Equifax FICO 788
01/04/17 Experian FICO 789
01/04/17 TransUnion FICO 784

Amex BCP $24,000 | Chase Freedom: $13,000 | Chase SR: $35,000 | Discover IT: $20,000 | PenFed Platinum: $32,000
Message 71 of 134
Valued Contributor

Re: Discover IT conversion

 

 

Smiley Happy IT finally arrived lol


 

I'm sorry but pictures of personal credit cards are not allowed - MarineVietVet, myFICO moderator

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 72 of 134
Frequent Contributor

Re: Discover IT conversion

That's plastic?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 73 of 134
Frequent Contributor

Re: Discover IT conversion

Last week, an online rep told me that IT was not replacing More and that once you PC to IT, you can not PC to anything else.  I'm not liking the conflicting information that these online reps seem to be giving, so I think I will keep my More for now.  Forgiving one late is no benefit to me since I PIF early and have under 10% utilization.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 74 of 134
Valued Contributor

Re: Discover IT conversion


iMacDrew wrote:

That's plastic?


no its plastic. its weird to have to swipe the card  now cuz the bar its in the bottom.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 75 of 134
Regular Contributor

Re: Discover IT conversion

I just PC'd my card after having only had my card for a month.  Super simple just did the online chat. 

 

What are people concerned with?  It has the same benefits as the More card, plus forgiveness of one late payment, dedicated on shore support, and extended payment times.  I cannot see why anyone would NOT want to PC...why would anyone go back to the More card?


Starting Score: EQ 619
Current Score: EQ 735, TU 732, EX 745(Lender Pulled)
Goal Score: EQ 700


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Message 76 of 134
Valued Contributor

Re: Discover IT conversion


kimmiller112 wrote:

Last week, an online rep told me that IT was not replacing More and that once you PC to IT, you can nyouot PC to anything else.  I'm not liking the conflicting information that these online reps seem to be giving, so I think I will keep my More for now.  Forgiving one late is no benefit to me since I PIF early and have under 10% utilization.


you can not go back to more if you PC to IT but you can pc to other cards.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 77 of 134
New Contributor

Re: Discover IT conversion

I pulled the trigger and converted my More to the IT. figured it is the future so why delay. Csr did say that you cannot change back from the It to the More.

Message 78 of 134
Regular Contributor

Re: Discover IT conversion

I think we lost the ability to change the card design feature after PC to IT. Am I right? I really love the designs of More. Maybe I should request more design before they discontinued the More card.

Message 79 of 134
Established Contributor

Re: Discover IT conversion

Hey guys is the it card plastic or metal. Im thinkIng of converting my more. The design looks awesome.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Message 80 of 134