Re: Discover IT high credit limits

CashOnDelivery · ‎09-05-2013

A long standing contributor on this forum has $30k CL on their Discover. 😮

2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700
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creditnocash · ‎09-05-2013

well after all this, ill put some good usage.

i was approved last night for 2.5k (christmas shopping woo!)(hopefully triple dipping on cashback)

i have more then a couple 5k cards, so i was kind of surprised. called and said they dont recon limits so yeah

not into taking a hard pull for a cli though. (but hey what can ya do)

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

ezdoesit · ‎09-05-2013

@enharu wrote:
@Slab wrote:
Discover IT started me with a 1k credit limit back in Jan 2013 when I still had a baddie on my EQ report. Since then, my EQ has gone up by 47 points. I have called in about a month ago for a CLI and I was told that it would be a HP. I have 6 HPs on my EQ now and don't need any more until a few inquiries drop off.

My question: Does Dicover ever give credit lines of 10k or more? Thanks
it is possible.
I just had my CL increased though it had to be done via hard inquiry + income verification.

mxp114 has a 20-30k CL Discover if I remember correctly.

They requested income verification does that happen often with people with the Discover card? Mxp114 actually has a 40k cl .

enharu · ‎09-05-2013

If I am not wrong, any CL above 15k usually results in income verification. It used to be 25k. YMMV though.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

FinStar · ‎09-05-2013

My Discover is currently at 18K - no income verification, auto-cli not long ago. Not sure if the income verification process changed in the last few months; however, I recall it used to be for any requests over $25K.

plasticguy · ‎04-18-2014

FYI Income verification is required for CL above $20K, that is for everyone, now just for new accounts

youngandcreditwrthy · ‎04-18-2014

I have 10k, and my FICO was about 700 on TU when it was last increased to that amount.

Shogun · ‎04-18-2014

Old thread, but yes, mine is 10k.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

09Lexie · ‎04-18-2014

my credit limit is $12,500 for Discover- had it for year and three months

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OptimalCS · ‎04-19-2014

They are sooooo stingy with me.

"Wisdom is the principal thing..."

Discover IT high credit limits

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