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Discover IT is the new More

Established Contributor

Discover IT is the new More

Just in case, while verifying my application today with a senior analyst, I asked him, why I was pre app for More and the app button redirected me to IT. He told me, that this is normal now, the IT replaces the More. There will be no new More cards.

 

 



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 1 of 7
6 REPLIES
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Regular Contributor

Re: Discover IT is the new More

Correct. The "IT" card is pretty much the same as more - quarterly cash back categories and that lovely .25 % till 3000 spending. And let's not forget the new sleek look. Haha good marketing tool right? Redesign and market as new. I do like my it card. I have gotten numerous compliments on it too Smiley Happy
Message 2 of 7
Frequent Contributor

Re: Discover IT is the new More

I didn't know that....I guess the More has simply been upgraded to IT!

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 3 of 7
Moderator

Re: Discover IT is the new More

Any idea why the IT is equivalent to the More given the fee structure is radically different?

 

I haven't gone and looked at the source but I've recently been reading claims of some classes of fees being unenforceable now, were these applicable to the fee structure of the More card and if that was one of the driving factors, may more lenders be following suit in the future?

 

Interesting bit of information anyway, thank you for posting.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Message 4 of 7
Established Contributor

Re: Discover IT is the new More

No, no idea.

 

That is just what he told me, cause I thought this is funny. Being pre app for More and then being redirected to the IT app. I had to call in, because I did get the 5 to 7 day message and thought, it could be a good idea to ask.

 

Funny thing, the More is on the webside again today, yesterday it was not, at least for me.

 

I am not complaining, I wanted to do a PC after 30 days. This is even better. Smiley Very Happy



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 5 of 7
Frequent Contributor

Re: Discover IT is the new More

When I applied for the More last night, it didn't bring up anything about the IT, and the instant approval message was for the More.  I don't really have a preference either way.  I guess they are still making More cards!

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 6 of 7
Established Contributor

Re: Discover IT is the new More

Hm, interesting. But you should be able to PC after 30 days, if you want.



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 7 of 7