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Established Contributor
Posts: 590
Registered: ‎09-10-2012
0

Discover IT is the new More

[ Edited ]

Just in case, while verifying my application today with a senior analyst, I asked him, why I was pre app for More and the app button redirected me to IT. He told me, that this is normal now, the IT replaces the More. There will be no new More cards.

 

 

Amex Platinum | Amex BizGold | Discover IT | Amex BCE | Citi DCB | Chase Ink | Chase Sapphire Preferred | CapOne | US Bank Business Edge | Chase Freedom | Walmart | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 742/755/773 - Total CL >155K

Regular Contributor
Posts: 154
Registered: ‎06-20-2012
0

Re: Discover IT is the new More

Correct. The "IT" card is pretty much the same as more - quarterly cash back categories and that lovely .25 % till 3000 spending. And let's not forget the new sleek look. Haha good marketing tool right? Redesign and market as new. I do like my it card. I have gotten numerous compliments on it too Smiley Happy
Frequent Contributor
Posts: 396
Registered: ‎02-01-2010
0

Re: Discover IT is the new More

I didn't know that....I guess the More has simply been upgraded to IT!

Meg.

FICO: 3/2016 - TU 819/850 | EQ 840/900 | EX 818/850

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
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Moderator Emeritus
Posts: 14,316
Registered: ‎12-30-2011
0

Re: Discover IT is the new More

Any idea why the IT is equivalent to the More given the fee structure is radically different?

 

I haven't gone and looked at the source but I've recently been reading claims of some classes of fees being unenforceable now, were these applicable to the fee structure of the More card and if that was one of the driving factors, may more lenders be following suit in the future?

 

Interesting bit of information anyway, thank you for posting.

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 694, EQ 8 714, TU 8 708, EX 8 724 (04/01/16)
Goal Score: 700 on EQ 04 (01/01/17)


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Established Contributor
Posts: 590
Registered: ‎09-10-2012
0

Re: Discover IT is the new More

No, no idea.

 

That is just what he told me, cause I thought this is funny. Being pre app for More and then being redirected to the IT app. I had to call in, because I did get the 5 to 7 day message and thought, it could be a good idea to ask.

 

Funny thing, the More is on the webside again today, yesterday it was not, at least for me.

 

I am not complaining, I wanted to do a PC after 30 days. This is even better. Smiley Very Happy

Amex Platinum | Amex BizGold | Discover IT | Amex BCE | Citi DCB | Chase Ink | Chase Sapphire Preferred | CapOne | US Bank Business Edge | Chase Freedom | Walmart | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 742/755/773 - Total CL >155K

Frequent Contributor
Posts: 364
Registered: ‎04-28-2012
0

Re: Discover IT is the new More

When I applied for the More last night, it didn't bring up anything about the IT, and the instant approval message was for the More.  I don't really have a preference either way.  I guess they are still making More cards!

TU: 760 (4/13/16) | EQ: 758 (6/1/15) | EX: 768 (2/17/16)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $22,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Established Contributor
Posts: 590
Registered: ‎09-10-2012
0

Re: Discover IT is the new More

Hm, interesting. But you should be able to PC after 30 days, if you want.

Amex Platinum | Amex BizGold | Discover IT | Amex BCE | Citi DCB | Chase Ink | Chase Sapphire Preferred | CapOne | US Bank Business Edge | Chase Freedom | Walmart | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 742/755/773 - Total CL >155K

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