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@Miner wrote:
Congratulations on unsecuring on time!
How long does it take for Discover to update the CRAs with the new higher credit limit after unsecuring? Do they do so immediately with the balance from the last statement or is there a delay?
Curious as my 7th statement cuts next month and assuming I graduate on time, I wanted to finally pick up a 3rd card and having a higher limit on my reports helps with SL. So I was wondering how long I needed to wait.
My assumption is the new SL won't report until the next statement cuts. Note that my card only graduated yesterday, but I'm basing it off my Amex ED card not reporting the boost from $2000 to $6000 until the next statement cut even though that was a manual 3x CLI.
Congrats. I somehow was late by 2 days on my 3rd statement so I don't see a graduation for me in the foreseeable future. Didn't report as late, but it was. About to hit my 8th month. SMDH....
Congrats! Also, super jealous.
I have this soft spot in my heart for Discover since they were my choice after I messed up my credit and thought they were the best option to help me get back on track. I'm eight months in and still no graduation. Though I have big boy cards with very CL's now, I check Discover every day in hopes for a change. Fingers crossed for this month!
They do help you to recover. I like them much...specially now that im on my second card