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Discover IT

Member

Discover IT

I'm looking to apply for the card in the next few months and confused on how it works once the 14 months is up for 0% interest or whichever terms you get do you ever get 14 months again at 0%?

EQ08 740 TU08 755 Total Credit Line: $61,550Utilization: 5%Inquiries: EQ2 EX3 TU2
Message 1 of 5
4 REPLIES
Mega Contributor

Re: Discover IT


king203 wrote:

I'm looking to apply for the card in the next few months and confused on how it works once the 14 months is up for 0% interest or whichever terms you get do you ever get 14 months again at 0%?


Once the promo ends it goes to the APR given to you on the T&C.




EQ FICO 548 3/3/16
Message 2 of 5
Valued Contributor

Re: Discover IT

No, you'll almost certainly never get that 0% rate again on purchases. But they may have periodic balance transfer offers with a 0% rate.

 

I guess you should never say never because who knows how competitive with each other cards will be in a year or five years. But those initial offers are usually one time things.

 

Message 3 of 5
Mega Contributor

Re: Discover IT


Gunnar419 wrote:

No, you'll almost certainly never get that 0% rate again on purchases. But they may have periodic balance transfer offers with a 0% rate.

 

I guess you should never say never because who knows how competitive with each other cards will be in a year or five years. But those initial offers are usually one time things.

 


Very true. Juicy offers do come once in awhile.




EQ FICO 548 3/3/16
Message 4 of 5
Highlighted
Member

Re: Discover IT

Thanks everyone!

EQ08 740 TU08 755 Total Credit Line: $61,550Utilization: 5%Inquiries: EQ2 EX3 TU2
Message 5 of 5