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Regular Contributor
JAY305
Posts: 208
Registered: ‎10-10-2012

Re: Discover IT

[ Edited ]

DreaIYIs wrote:
Can yu guys post your score and dings in your report when you were improve

My limit is 6K. 

 

When I received my card, my Equifax FICO score according to myfico.com was around 633.  However, the information received from Discover suggested that my Equifax FICO was 667.  

AMEX PRG (EMV) | BankAmericard Cash Rewards Visa Signature (EMV) | Citi TY Premier Visa Signature (EMV) | Discover It
Established Member
Tsucchi
Posts: 29
Registered: ‎11-09-2012

Re: Discover IT


JAY305 wrote:

DreaIYIs wrote:
Can yu guys post your score and dings in your report when you were improve

My limit is 6K. 

 

When I received my card, my Equifax FICO score according to myfico.com was around 633.  However, the information received from Discover suggested that my Equifax FICO was 667.  


Woah, nice limit. I just got it today in the mail. The CSR was pretty cool. CL is $4k. According to Discover, my "FICO EX" score is 781.


BofA: Student Platinum Plus Visa: $2k; Cash Rewards Visa: $10k
Chase: Freedom MC: $10k
Amex: TE Costco: $20k; Blue (AU) $9.9k
Discover: IT: $4k
FICO EX (01/15/2014): 745; CK (2/14/2014): 710; CS (2/8/2014): 768
Frequent Contributor
OptimalCS
Posts: 405
Registered: ‎07-31-2010

Re: Discover IT

It's a cool looking card!

CARDS.jpg

New Contributor
Tuxedo77
Posts: 131
Registered: ‎07-06-2013

Re: Discover IT

How long from approval did it take you guys to receive it? I got approved a couple days ago (Saturday)
 photo 1prgcloth_zps7f9256eb.jpg photo 1preferredcloth_zpsfbf0f6e2.jpg photo 1chasecloth_zps68609f83.jpg photo 1Discocloth_zps80c14d54.jpg photo 1barclaycloth_zps5292ec9b.jpg
Regular Contributor
mikey78
Posts: 732
Registered: ‎07-22-2013

Re: Discover IT

they shipp it overnight for right away usage took me a day to get my Card


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Established Member
ag760
Posts: 19
Registered: ‎08-11-2013

Re: Discover IT

Congrats on your Discover card!
I was approved for mine 8/3 and it arrived at my mailbox 8/9. I called and they gave me a tracking number :smileyhappy:


Discover It 2,500 CL
BankAmericard Platinum Visa 1,500 CL
American Express BCE 2,000 CL
Gardening until 8/14
Regular Contributor
tld409
Posts: 201
Registered: ‎03-21-2012

Re: Discover IT


LS2982 wrote:
Eh.

Rewards are nice they are too conservative on raising credit limits for me.

+1 -  My limit is still pretty low (1900) in comparison to my other cards. I'm sure I could get a better increase if I would accept a Hard Pull though:smileyfrustrated:

Starting Score 630 Current:EX:714(05/31/14); EQ08: 732 (07/03/14);TU:739 (07/06/14):Goal Score: 750 across the board
Amex BCP 4.3K; Amex BCE 18K; Amex PRG; BOA123 Visa Sig 20k; CapOne WMC 7.5K; CSP Visa Sig 5K; Slate Visa 3k; Citi Simp Visa 6.9k; CFCU Visa 15k; Discover IT 4K; JCP MC 6.7K; Macys Amex 7.5K/2k; PSECU Visa/PSL 20/20K; SamsClub Discover 10k; Walmart 10k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
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