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New Member
Posts: 4
Registered: ‎07-20-2012
0

Discover IT

Does anyone know what bureau they pull? I'm in Texas if it matters. TIA!
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: Discover IT


Creditmom wrote:
Does anyone know what bureau they pull? I'm in Texas if it matters. TIA!

I'm in Texas and they pulled TU for me. I applied directly at Discover.com for me.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 1,437
Registered: ‎08-07-2007
0

Re: Discover IT

They pulled EQ for me in AR.
New Member
Posts: 4
Registered: ‎07-20-2012
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Re: Discover IT

Ok, that's my only report with a collection that will drop off next month. Eq and Ex are clean. They sent an invitation but I think I'll pass Smiley Sad Thanks!
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Discover IT


Creditmom wrote:
Does anyone know what bureau they pull? I'm in Texas if it matters. TIA!

Welcome to the forums!!!!

 

Discover will usually pull either EQ or TU. I have not hear of them pulling EX many times.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 348
Registered: ‎08-17-2012
0

Re: Discover IT

they usually pull eq or tu depending on the geographic region. it's very rare for them to pull ex.

I suggest looking at whogavemecredit.com and searching for discover pulls in tx to see if there is a pattern
EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
New Member
Posts: 4
Registered: ‎07-20-2012
0

Re: Discover IT

Thanks! I did apply and get approved at NFCU thanks to everyone here!
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Discover IT

If it's just one collection your very very very likely to get approved unless it was very recent.  Discover is a prime lender but are not sticklers.  650 scores are common approvals. 

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