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Registered: ‎05-28-2013
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Discover IT

 It seems the Discover IT is aggressively expanding their customer base by issuing its cards to those with less than perfect credit,including myself:smileyhappy: I just hope people don't abuse it and use responsibly, so that others in need of major card can be benefited from them.I sure don't want to see anyone being stuck with blood suckers like Credit One/Capital One.

Kudos to Discover IT for giving me a second chance!

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Re: Discover IT


roastbeans wrote:

 It seems the Discover IT is aggressively expanding their customer base by issuing its cards to those with less than perfect credit,including myself:smileyhappy: I just hope people don't abuse it and use responsibly, so that others in need of major card can be benefited from them.I sure don't want to see anyone being stuck with blood suckers like Credit One/Capital One.

Kudos to Discover IT for giving me a second chance!


Congrats and use well

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/2013
Frequent Contributor
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Re: Discover IT

[ Edited ]

CONGRATS! BTW whats your credit profile look like and scores? im curious



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FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
New Contributor
Posts: 57
Registered: ‎07-10-2013
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Re: Discover IT

That's good to hear. I've attempted 2 recons with them after a recent denial and no love was shown. Maybe the tides will change after gardening for the next 6 months.

 

 

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Last App 01/10/2014... In the Garden until Fall 2014
New Contributor
Posts: 56
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Re: Discover IT

They pulled Experian with my score being 649(lowest of all three agencies) and I have two judgement,about 4 yrs old on my credit report.Also my credit history is short,about 2 and half yrs(this was the reason I was turned down by Barclay before even with TU score of 720),but during that time I 've managed capital one/credit one well.No idea if that helped me or not.

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Re: Discover IT

Valued Contributor
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Registered: ‎05-10-2012
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Re: Discover IT

What was your CL, and did you recon anything
  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Valued Contributor
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Registered: ‎03-07-2013
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Re: Discover IT

Congrats! :smileywink:


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Frequent Contributor
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Re: Discover IT

+1

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New Contributor
Posts: 56
Registered: ‎05-28-2013
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Re: Discover IT

Jutz,

My CL is 2,200 and was approved instantly, so no recon was needed.By the way when I called to activate the card I was pleasantly surprised by very pleasant English speaking American customer service.Nothing against "others",but I do have some problem understanding them at times.

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