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Discover IT

New Contributor

Discover IT

Broke out of the garden, I'll be heading back there ASAP, but applied for a discover IT.  I received a notice that my application was received but , "Please allow up to 30 days for your application to be processed."

 

So has anyone had an approval come after this?  I was thinking of calling the Recon team tomorrow.

Message 1 of 14
13 REPLIES
New Contributor

Re: Discover IT

I'm hoping not to have wasted a hard pull on my report.  

Message 2 of 14
Frequent Contributor

Re: Discover IT

Definitely call tomorrow and keep us posted.

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Message 3 of 14
Established Contributor

Re: Discover IT

From what I've read on here, the 30 day message from discover usually means flat out denial, and I've also read that they really aren't open to a recon if it is a flat out denial. I hate to burst your bubble with that, but I'll keep my fingers crossed for you.Smiley Happy

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 4 of 14
Established Contributor

Re: Discover IT

But do definately call in, it never hurts to ask!

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 5 of 14
New Contributor

Re: Discover IT

The initial message said I would receive something in 3-5 days but the email said 30.  Well , if it is, it is.  I just need to stay in the garden for 6 months and no apps.

Message 6 of 14
Frequent Contributor

Re: Discover IT

Call the recon and keep us updated.


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Message 7 of 14
Super Contributor

Re: Discover IT


mytime321 wrote:

The initial message said I would receive something in 3-5 days but the email said 30.  Well , if it is, it is.  I just need to stay in the garden for 6 months and no apps.


Fingers crossed good luck i'm pulling for you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 14
Contributor

Re: Discover IT

When I applied for my Discover card, I had an empty credit history and received a similar message to yours. I called in and asked if there was anything I could do to move the application forward. They asked me some verification questions and then approved me. All hope is not lost Smiley Happy

Amex BCE ($15k), TE ($5k), BoA BBR ($600), Cash Rewards ($600), Barclays Sallie Mae ($6k), CapOne Quicksilver ($4k), Chase Freedom ($5.8k), CSP ($11k), Marriott (9k), IHG (12k), DCU ($6k), Discover IT ($6.5k)
TU - 4 INQ, EX - 7 INQ, EQ - 3 INQ
Gardening since 06/25/14.
Message 9 of 14
Moderator Emerita
Message 10 of 14