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Discover It 5% category

Frequent Contributor

Discover It 5% category

Just signed up for the the Discover Home Improvement 5% for the next quarter. Just wondoring what stores are included? Just Lowes/Home depot?

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 1 of 13
12 REPLIES
Established Contributor

Re: Discover It 5% category

This was taken from another thread discussing this category

 

4/1/2013  -  6/20/2013 - Sign up to earn 5% Cashback Bonus on purchases made at clothing and home improvement stores 4/1/13 (or the date on which you sign up, whichever is later) through 6/30/13, subject to a cap of $1500 in purchases. Clothing stores are defined as stand-alone men’s, women’s and children’s clothing retailers. Home improvement stores are defined as home supply retail stores, lumber/building material stores, paint/wallpaper stores, hardware stores and lawn and garden supply centers. These purchases must post to your account by 6/30/13 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs, wholesale distributors, and discount stores are not eligible. Purchases made using Near Field Communication (NFC) or similar technology may not be eligible. If a purchase is coded for a category other than those or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for further details.

 


The jury is still out on whether clothing stores are included. You can contact a CSR about it. From what I read stores like Bed, Bath & Beyond, Annie Sez, The Container Store, Ace Hardware, etc would be included as well. That's just my interpretation.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 2 of 13
Frequent Contributor

Re: Discover It 5% category

My just said home improvement and not clothing store.

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 3 of 13
Established Contributor

Re: Discover It 5% category


CredittotheMax wrote:

My just said home improvement and not clothing store.


Yah, that's what mine said too. There was no mention of clothing stores! But I wish there was Smiley Very Happy


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Message 4 of 13
Established Contributor

Re: Discover It 5% category

I actually made mention to the Discover rep today during my CLI call, that this Home improvement category blows chunks for folks like me who just rent and don't own.  I was like, I would like the CLI now but don't expect much activity til June or July because I never shop at home improvement stores.  Gas stations?  yes.  Home Depot?  Nope.

 

She was like..."I know right".

 

She was pretty cool and down to earth. Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 5 of 13
Frequent Contributor

Re: Discover It 5% category

A perk about the home improvement category though: Lowes and Home Depot sell reteail gift cards. Smiley Happy

 

Oh and Chase Freedom JUST added Lowes to their 2nd quarter 5% category. 

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 6 of 13
Established Contributor

Re: Discover It 5% category


sakhalin070 wrote:

A perk about the home improvement category though: Lowes and Home Depot sell reteail gift cards. Smiley Happy

 

Oh and Chase Freedom JUST added Lowes to their 2nd quarter 5% category. 


Oh snap!  (yes I brought that right back from 1991 for ya) I had not thought of that.

I must be old now.  I think I have probably bought less than 10 gift cards in my entire life.  I am the schmoe who stands at the Gift card display thing in awe because I can't believe how many there are.  lol

 

must consider this more. Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 7 of 13
Established Contributor

Re: Discover It 5% category

Also Lowes (HD probably also) sells household stuff like cleaners,dish soap,sponges,mops, garbage bags etc so while not home improvement purchases it's at the qualifying store so I think it would count?    Not that I buy a ton of that stuff each month but every bit adds up. 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 8 of 13
Frequent Contributor

Re: Discover It 5% category

Discover probably wont see any activity on my card after this month until the 3rd quarter. Do you guys think that would be a problem when I ask for a CLI in July because the card was opened in January.

$5k$4.5k$2.8k$8k$500
FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Message 9 of 13
Established Contributor

Re: Discover It 5% category

All you renters(myself included), be creative with the home improvement category. Buy some houseplants, window treatments, lawn furniture, or storage solutions. Think outside of the box.

 

+1 awdsmama


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 10 of 13