Posts: 2,876
Registered: ‎02-02-2012

Re: Discover It 5% category

I'm not going to go out of my way just to spend and get 5% cashback.


The category blows, quite simply.

Not only does it blow, but it's just one category. No options? Just that?


And if people have to resort to buying gift cards to places they'd go anyway, isn't that what got some companies to reduce their "reward structures"?

I'll just pas, and SD for anything other than my utilities.

Follow my financial journey:

EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Frequent Contributor
Posts: 337
Registered: ‎08-09-2011

Re: Discover It 5% category

FrugalRican wrote:


I'll just pas, and SD for anything other than my utilities.

Does "It" have a special rewards rate for utilities?  I thought Discover was doing 2% on some of their cards as a promo that ended last year.

5/2002 - Chapter 7
7/2011 - Equifax FICO 693
5/2012 - Equifax FICO 812! In the "800 Club!"
2/2013 - Lender-pulled FICO 821 (car loan)
Regular Contributor
Posts: 236
Registered: ‎11-15-2011

Re: Discover It 5% category

does IEKA count?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+