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Just apped for a cli on my discover it after 6 months hoping for a sp cli. Requested a 1k increase and after a SP I got a message saying they couldnt do it without a HP and manual review and if i wanted to continue i should accept. Almost accepted but im in the garden and cant have any more Hp's.
Will try again in 6 months, but im glad they gave tme the option of continuing with a hard pull as opposed to just doing one! A+ for Discover.
That was nice of them to let you know before doing an unauthorized HP. Like other banks.
@Chaos122 wrote:Just apped for a cli on my discover it after 6 months hoping for a sp cli. Requested a 1k increase and after a SP I got a message saying they couldnt do it without a HP and manual review and if i wanted to continue i should accept. Almost accepted but im in the garden and cant have any more Hp's.
Will try again in 6 months, but im glad they gave tme the option of continuing with a hard pull as opposed to just doing one! A+ for Discover.
WTG for staying true to your gardening commitment. You will get that discover CLI maybe even an auto
Best wishes
What is your current limit? Is it your main card?
is that 6 months of account open or 6 statement ? sorry about CLI.
Mine coming soon and i dont know when because they don't give me a straight up answer....
@nicholasyud wrote:is that 6 months of account open or 6 statement ? sorry about CLI.
Mine coming soon and i dont know when because they don't give me a straight up answer....
Its been about 6 1/2 months and 6 statements, i waited until after a few days after my 6th statement. Current cl is 5k
No CLI for me too when I asked after 6 months.
Don't feel bad because Discover is very conservative. Though I put through about 10K in 6 months and always PIF and paid multiple times, they would not increase.
After the NO GO, I put all of my cash back to statement credit and currently have a credit of some dollars. The card is in sock drawer indefinitely while AMEX TrueEarnings and Freedome are being used as main cards. I will not use the card until they increase my $1K CL. (I told them that too when they declined CLI me). Will keep you guys posted when I get a CLI
@pt2005 wrote:No CLI for me too when I asked after 6 months.
Don't feel bad because Discover is very conservative. Though I put through about 10K in 6 months and always PIF and paid multiple times, they would not increase.
After the NO GO, I put all of my cash back to statement credit and currently have a credit of some dollars. The card is in sock drawer indefinitely while AMEX TrueEarnings and Freedome are being used as main cards. I will not use the card until they increase my $1K CL. (I told them that too when they declined CLI me). Will keep you guys posted when I get a CLI
same here...its been 9 months and i tried the luv button and of course message of "cannot be processed at this time, please call Discover"...havent used the card in almost a month so will just pay off the remaiing balance and in the SD it will go.