Just apped for a cli on my discover it after 6 months hoping for a sp cli. Requested a 1k increase and after a SP I got a message saying they couldnt do it without a HP and manual review and if i wanted to continue i should accept. Almost accepted but im in the garden and cant have any more Hp's.
Will try again in 6 months, but im glad they gave tme the option of continuing with a hard pull as opposed to just doing one! A+ for Discover.
I would wait as well...I have 2 more months, so we'll see if I get any luv from them!