Discover It - APR Reduction - 18.49% to 16.49%

[Tony275]

Hey all,

More good news from Discover, just days after my Personal Loan approval from Disco I hopped on the Live Chat and asked for an APR reduction - has been about 8 months since my last request!

The friendly CSR very quickly reviewed my account and politely informed me of the permanent change effective in 2 days will be a 2% drop! I'll take it!!

Lots of love from Disco lately!

[Anonymous]

Congrats on the APR reduction. If I remember correctly you are able to call every 6 months and ask for a reduction. I got mine down from almost 20 and change to around 13 in a couple of years. Good luck and keep asking for reductions. Doesn't hurt to ask. 

[K-in-Boston]

Congrats and thanks for the reminder!  My 0% first year just ended so I hopped on chat and while not huge, at least got mine down 0.75% to 15.24% so it nullifies the prime rate increases since I opened it.  Will put it on the calendar to ask again in January.

[907grown]

Nice. They are iffy with me... don t know why, I've never given them any trouble. But no APR reduction for me, and only 500 CL increase at a time